Home Forums Hunting & Shooting Hunter's Campfire Interesting Obamacare Out-Of-Network question

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Two of the ways insurance companies have attempted to artificially lower the premiums for the lowest (Bronze) Obamacare plans have been:

1) Set the deductibles at max ($12,700 for in-network family, $36,000 for out-of-network family or some plans I've seen don't cover out-of-network at all)

2) Shrink the in-network doctor pool dramatically - something like 10% of the MDs and 30% of the facilities within your zipcode.

here's a screenshot of a bronze plan I was quoted double my current premium:




Here's the question:

What happens when you leave your zipcode and need healthcare ?

That's going to be by definition an out-of-network incident and, depending on your plan, you'll have to either meet a $36,000 deductible before insurance kicks in, or in some cases out-of-network isn't covered at all.

brilliant, eh? kinda like a voluntary house arrest, no?