Home Forums Hunting & Shooting Hunter's Campfire The Case For Being Uninsured

OTOH, you're always 1 sarcoma away from lifetime financial disaster. My 1st wife had cancer and that little card paid over $100k before she died. Without it, I would have been left with bills I could never hope to pay.
Can you be sure that you will always get home from work without tangling with a truck?

One of the things the Doctor who wrote what the OP posted says "Most people, of course, do need medical care at some point. If they are uninsured, they can go to the doctor and whip out their checkbook, just like your mother or grandmother did, and just like you probably do at the veterinarian’s, the dentist’s, the massage therapist’s, or the mechanic’s". Really? The biggest Vet bill I ever had was $2500.00. Dentist? $5,000.00 Therapists I don't use. Mechanics? Maybe $4500 for an engine. On the other hand I had a heart attack that cost $60,000.00 My wife had cancer treatments that cost over $100,000.00. My mother and grandmother never had to write a check for as much as 10% of those amounts and they couldn't have if they wanted to. Her point is taken but needs a dose of reality. Most people cannot deal with a major medical disaster cost. It would wipe them out.

In the area of the country that I live, at the present time, there are very few independent doctors in private practice. Most are contracted with large health care provider groups that own the hospitals, diagnostics, treatment, and special facilities. They buy up most of the surgical centers and specialist groups. There is no market competition whatsoever. I am not too sure those folks are going to reduce their rates even if we take the government out of the rules and regulations column.

I had the catastrophic insurance plan for years. I paid between $5000 and $10,000 a year of costs and it would pay the rest. It was nice and it was cheap. It is gone now and it's resurrection isn't very likely in my opinion.

I think Trump and the republican congress is high on Health Savings accounts. Everyone pays for the routine smaller ticket items . . . insurance pays for the catastrophic illnesses. It still won't help the sick, lame, and lazy indigents laying sideways in the public trough, but it is a good start at replacing obongo-care.

I think we can all agree, that a free market healtcare, is the cheapest and most efficient one.

However, when looking at US healthcare compared to the rest of the industrialised world, the US pays almost 2x more then any other country on healthcare.. and recive worse treatment. ( very specialized healthcare, for a few rare diseases are better in the US ).

20-30.000 used to die in the US, each year because of lack of healtcare.

Follow the money.. who makes money on the system beeing partly privatized / socialised. The insurance and drug companies!

They want to keep everything as complicated as possible.

If you want the US to be the special snowflake in the world that keeps wanting to privatize the healthcare system, expect to pay a premium. The incentives for the insurance and drug companies is to gouge the american people.. and they keep paying politicians to do so!