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I want to buy a new Honda atv sometime in the next 12 months or so. Has anybody ever seen a zero% financing deal from Honda?

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Not sure, about financing, but love my Rancher, ES, and power steering.

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I've seen 2.9% I don't remember any 0% financing!

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IIRC, I bought my Rancher back in 2004 and it was 1.9 or 2.9%. As stated above, I don't ever recall 0% on a Honda.


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When my wife bought hers back in 09 they had 1.25% financing, right now they are offering 3.49%. You might check with your bank, most of them will offer special rates on toys as the seasons roll along.

We just bought 2 2014 sleds and got a 2.49% rate on them.


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I think they do 0% when you pay cash!


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Do they offer the same price, cash or credit? I will be looking to buy next summer.


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Originally Posted by EdM
Do they offer the same price, cash or credit? I will be looking to buy next summer.


You might be able to talk the dealer into a lower price by paying cash but the Honda dealers up here won't dicker on price.

When I bought my 04 new, I told the salesman that I would buy 2 if he could give me a better deal. He said flat out, the price stays the same if you buy 1 or 10 because we sell a lot of these to the natives. I did talk to the manager and he knocked $100 of the 2 machines we bought.


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I've heard different stories on cash vs credit. One place told me that cash would get the lowest and another told me that they get some kickback on finacing so they can go slightly lower if financed. I guess it depends on the dealer and how financing works for them (or who it's financed through?).

I'm still a fan of the 0% non-financing...aka cash up front...but I don't buy very often either.

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When shopping for mine in 2012 I found a dealer with a few 2011 models still in stock. That saved me an extra $700. Financing was 2.9% with good credit. I sold my old one and was able to pay off the new in 6 months.




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Can't go wrong with a Honda IMO. Mine I bought new in 2000. Foreman 400. Still going strong with only oil changes and 2 batteries needed.

Awesome machines. Hope you get the deal you want.

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Doesn't hurt to check Yamaha as well. I think they are better machines but probably not as cheap. Haven't priced a Honda in YEARS.


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They don't operate for free. You pay for the loan 1 way or another. Usually paying some interest will get you a better price.


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