Hmm. Imagine that. "A girl that wasn't paying attention"...or maybe the dumb biotch was putting on makeup or texting. Same thing happened to my wife's 08 Rav4 just the other night. The biotch (the girl that ran into the back of my wife's parked car) that wasn't paying attention the other night totalled both of our cars. Our insurance company suggested we go after the other insurance company for "diminished value" (have to start a separate claim for that) and a per diem amount for the loss of use of our vehicle (added up to $20.00/day). The insurance adjuster didn't want to hear about "diminished value" and they had hoped they could get started in repair work which was approaching the $10,000.00 mark. The adjuster also told us we had to "prove" there would be "diminished value" after repairs were made. That's when I decided the [bleep] were going to eat those words!!! He realized he [bleep] up and called a day later and said the combined repair costs and "diminished value" claim would add up to more than the vehicle is worth so now we are on to the negotiating a "fair market value" end of it...I've been there and done this a few times and told them their first offer was way to low. Never accept the insurance companies first offer, they always have room to go up and they always start out low..Trust me on this!! If you are seriously considering a "diminished value" claim, I'd look these people up. It will cost you a little upfront, but you will get a nice return if your 2011 Taco isn't considered a total loss. Actually these guys offer a free "diminished value appraisal quote". :
http://www.autoloss.com/