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Whoever actually stole your credit information may not have the person(s) that tried to use it.

Your info could have been stolen/hacked days, weeks, months, or ?, ago, from no telling where, not used, but instead sold online on the 'Dark Web', where it may have been listed for sale world wide, among literally countless thousands upon thousands of other persons credit and personal financial info, and just recently sold, likely as not via a discounted volume purchase of X number of other's info.

Truth be told, no telling how many of us may already have some or even all of our personal financial info listed right now for sale on the Dark Web, stolen/hacked no telling how long ago nor from where but just hasn't sold, or if so, not been used,... yet.

Here’s How Much Your Personal Information Is Selling for on the Dark Web

There’s a wake up call.

Be happy for the email, bank is watching your money.

I received a text at 330 am about six weeks ago to confirm I was purchasing a 5,500 dollar Samsung tv, an two other charges in the hundred dollar range. All were declined by my bank after not receiving my response.

Sign of the times, remember when check fraud was huge?

I can't remember when I last received a new card because the old one expired... Just had fraud a few months ago. CHASE is on top it every time with new cards received within two days.

I can't for the life of me understand why this cannot be prevented.
Maybe disposable style cards or something,seems like the banks are in on it with the amount of fraud,and very,very little prosecution.

Hard to prosecute what is an international type crime.

Last week my bank called and informed me a .35 cent charge had been attempted in Brazil, South America.

The bank further informed me the charge had been declined, BUT, I had to cancel my card, have a new one issued, and then get busy on the monotonous task of re-configuring all of my auto-pay accounts.
Ebay, Paypal, Electric & Water, GunBroker, and a host of others. You always miss one or more accounts and then get a notification of a "decline". PIA!

Trade my thief for yours.

My thief’s, aka a previous renter and now just a squatter.

Into me for $3600 now. Finally caught up with him face to face last night.

Hope we will have some resolution this weekend.

Sorry for your troubles, and not to be a smartass, but at least you know who yours is and can do something to em.

Now the fun begins, you have to figure out who all gets paid automatically with your now cancelled cards, and convince them that you have a new card coming and will update as soon as possible. It sucks, I forgot the DISH @$$wholes, explained it to them in detail, but no, they made me change my payment method because of one declined payment that the billing cycle occurred right as this was happening.

No auto pay. I never do that. Takes more time, and a dedicated schedule, but I never trusted auto pay. Too many people get double triple charged.

I generally only use cash. I make a withdrawal from my banks ATM and use the cash for all my daily expenses. I minimize my chance of identity theft by not using my cards much. I also don’t like being electronically predictable or tracked in my habits and haunts.

Do you have a cell phone?

Excellent post, joken, hope everyone reads this.

No doubt. But the root of my frustration is that even though I know. The law actually protects them beyond belief. So while you're getting stolen from, the law is aiding the criminal. Incredibly frustrating.

There’s no law that says you can’t move in with the bastard. A friend in Alaska did this to one of his bum tenants and they left that same day. Went in the bathroom, sat and took a scchitt while the bums wife was in the shower.

Y'all remember this as "They" try to make us a cashless society.

No auto pay here, but I do put in for tags by computer and I dread the day they're drawing tags and charging cards and mine just happens to be cancelled at the time....................that would really suck especially if I just got hit for a long awaited hunt.

Geno

They were testing the card number to see if it still worked. You'd have gotten hit with a big charge in a day or so if the bank hadn't caught it.

I've had my number stolen three or four times and it is a PIA setting everything back up on autopay. I autopay all the bills I can since I work off for weeks at a time, it just saves a lot of hassle. I also use my credit card for most everything instead of my debit card. The credit card gives you a lot more safety when it comes to fraudulent charges. As someone else pointed out, debit is basically a direct line to your bank account and once it's gone from the account you have to prove why it should be returned. With the credit card you dispute the charges and the card company goes after the merchant to prove why he should be paid. It's much safer from the consumer's point of view.

I didn't know about the skimmers in the credit card slot, thanks to who posted it.