Home Forums Hunting & Shooting Hunter's Campfire Investment questions

Where would you put 100-200K right now in this bull market for a *shorter term* (3-5 year) investment.... Hopefully that isn't a contradiction in terms.
I'm thinking annuity, but that brings huge penalties should the opportunity for a real estate investment present itself.

Any 'best stock' picks going forward in 2020?

Vanguard funds

Never an annuity, One only gains there if he is extremely confident he can out live their projections. That cuts some one else in on your gains and they do win in the long run.. Maybe a Vanguard mutual fund. My plan is to pull out of the market with a move to treasuries about 2 months prior to the real election, and right back into the market if Trump scores another term.

Boeing is a bit down at the moment so maybe 30% there, another 30% in property, and the balance split among some oil pipeline companies

Decide your risk tolerance and invest accordingly via Vanguard. If you aren’t willing to go “all in”. Consider something like 60% total stock market or S&P 500 index. With the remaining 40% in short duration bond fund as a ballast. Low expenses, and it’s pretty tough to beat the market picking individual stocks.

broom, what is your investing goal you want to accomplish in 2-3 years?

Solid advice. NEVER an annuity.

When they sell you an annuity contract, they believe they can, via investments, make much more from the purchase price than they are contracted to pay you.

Timberland..
I'm making 60% to 130% on an annual basis. And have been for 15 years

Have more money then than he does now. 😁

The stock market is not a place to make a short term investment but if you must a Vangard index fund is the place.

Thanks for the insights everyone.

Goal--I'm thinking 8-10% annually seems realistic in this market-??
We have a modest $2500 American Funds investment that did 18% this year, I realize that isn't the short term norm. (MAGA) I'm thinking I should have put a lot more in that growth fund.

CD.

interesting,
bought two of them in the last six months, and am perfectly happy.
fixed interest rates, higher than any of the banks.

The annual returns for stocks run from close to -50% to more than +50%. The average is a little over 10%. It’s not out of the range of probable scenarios that if you put in money today, you’ll have lost money three years from now. Historically, it’s been very rare that a 5 year period didn’t make any money.

The choice is taking a risk of some loss to grab a good real estate investment, or sit on it and lose money to inflation.

I’m still fully invested, but I have an extraordinarily high tolerance for risk. I’ll let it ride until well into my dotage.

If I needed that in 3-5 years, I’d be hesitant to even do an index fund. More like a dividend income fund of mature stocks that pay out well, or REITs

Definitely and annuity. And I know just the guy, he’s a former member here that specialized in them...

I would look at a company that services bridge loans or property tax loans. They’re always looking to raise capital and pay pretty decent rates

Care to offer some pointers? This interests me at a return 1/10th of what you’re talking about. Timber market is very poor in the SE from I know.

Vanguard’s most conservative Target Date Fund, Target Retirement Income (VTINX) returned 13.16% in the last year.

Unless you are comfortable with the possibility of a 50-70% loss, I would not put any money into the market that I NEEDED in 3-5 years. If you will need the money in that timeframe, stick with bonds, CD's, money markets, etc.

What kind of interest rate could one reasonably expect for those 3-5 years? What if the market took a major, major dump? What's the worst case loss vs. if a guy was in something more aggressive?