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I have not had one in years. What is a typical monthly car or truck payment these days.

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Aint had one since 1998

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I would guess that it would be 500 to 600+ a month for 5 to 8 years nowadays. That would be for an average vehicle... You want a 3/4 ton 4X4 diesel?? Closer to $800 a month. Have about three payments left on the daily driver, then no more payments for me. I own the big diesel truck.

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1,5% to 1.9% of retail price/ month.

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$90k SUV? 0 down ? Like 8 years $1k/mo, I get them as Enterprise upgrades Lol. Decent down payment and $35-40k vehicle should be in the $400 range Id think. We’ve one ‘18 Yota, a 01 f250 7.3, and a 00 Sienna with 100k on it still showing rubber undercoat. I don’t cover the financials so not sure but think the Yota (TRD Off-Road 4Runner) is in the $450 range.

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Due to the increased price of ammo, don't expect a warning shot...
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Never had a new vehicle. 3 yrs old the newest. 3 yrs of payments, 300 a month. Ive driven crap since, few grand cash and go

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New stuff is nice but too expensive imho

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Originally Posted by slumlord
Aint had one since 1998


Shucks Slummie: your's slipping. That's only 23 years, vs the usual 30. Wazzamatter with ya?


Carry what you’re willing to fight with - Mackay Sagebrush

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Originally Posted by slumlord
Aint had one since 1998


1994 here. A new Suburban that used my 65 Corvette as a down payment. Imagine that...


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Wifeo and I do one payment deals. If we have the cash we pay it. If we cant afford it we dont buy it.


Carry what you’re willing to fight with - Mackay Sagebrush

Perfect is the enemy of good enough
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It's gonna be about $60k to replace my current vehicle.

Which is exactly why I'm gonna keep driving my current vehicle.
('03 F350)



Last edited by SamOlson; 02/26/21.
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Never again in this house


"For some unfortunates, poisoned by city sidewalks ... the horn of the hunter never winds at all" Robert Ruark, The Horn of the Hunter

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Depends on what you want and what you have to trade and what you owe on that trade. Everyone is different.

It also depends on what you can afford.

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Originally Posted by slumlord
Aint had one since 1998



A car?


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I think I read the “average” is $585 for seven years.

I can’t even relate to that anymore.


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zero point zero.


I am MAGA.
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Bought my current 2019 3500 durtymax DRW service bed for $40,000 with 18,000 on the odo. Put twenty down and financed the other $20k at 1.9% for 5y. At 1.9% why not finance it? Damn near free money. Never “in the market” but constantly watching Autotrader.com
When a deal like that comes up you jump fast.



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Originally Posted by muleshoe
Originally Posted by slumlord
Aint had one since 1998



A car?


The topic is payments, promissory notes, debt, surety.

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The Chevy part made me kinda burp up a little.

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