My Wife's account lost 14.3% in the 1st Quarter of 2020, but has bounced back by 18% as of today. $6.4M on 03/31/20 to $7.65M on 07/21/20.

I converted my accounts to cash when the market hit 26,000 on March 5th, lost about 10% at that point, and have not got back in yet. The plan has been to not get back in until it stays above 26,000 for two consecutive weeks.

However, my Wife's account activity has made me wonder if I should put some of my money into Merrill-Lynch account.

Has anybody else seen this level of bounce back?

Mine is back about 2% above when the market dropped. But it’s nowhere near what your wife has. Geebuz!

Both my IRA's ( a Roth & a traditional ) plus an investment account have come back to being a bit larger than before the Chinese plague hit.

Yes... BUT with trillions of NEW unbacked currency in the economy... actually NOT.