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Mother-[bleep] are going to try to do it I'd wager. Which means you and I will pay the debts of students who borrowed to get a Phd in Lesbian dance theory. And will those of us who pinched pennies and worked our asses off to pay off our student loans get a refund? Of course not. mad
Your Fuuucked
That depends on what happens in Georgia, and a couple of RINOs in the Senate.

But yes, they are going to try.
Pissed me off.
Myself and my whole family has worked.
Self employed, or blue collar sweat and blood jobs.
Only to be looked down on by college educated folks.
I have even sat beside a conversation of how people who didn't go
to college were lazy. I was logging or building things while they partied,
Or sat in air conditioned classes.


I have made decisions on my money.
When to or not to borrow.
And played back every [bleep] nickel.
I shouldn't pay a dime of anyone else's debt.
My daughter is a senior, and price is a major factor in
school choices. She doesn't want to be in debt forever.
And doesn't need to be. There are choices that can keep it
manageable. If you just had to go the the big expensive school,
It's your problem, not mine.
I’ve busted my ass to make sure I had the money to pay for my kids education. Should’ve let them take out loans so they could get it for free.

You think they’ll stop there you’re nuts. Next will be medical debt.
Mortgages for AA’s you name it.
Just part of the vote for me and it's free mentality that exist in this nation.....
Part of the scam of higher education.

This will give schools the green light to charge even more.
You are so right.
There is a direct correlation between college costs and grant/student loan/other financial aid.

Talking with my kids Doc, he told us what his first year med school cost.
Blew my mind. 60's or early 70's it was only around $2k.
He had a con who had recently finished Med school, told us he couldn't
imagine how the kid could have paid it back without Dads help.


But, the gastro son married a dermatologist.
They probably spent over a half million.
Then again, they earn that annually.
Should be able to pay it off in a few years if they
have a financial brain.
Quote
Should’ve let them take out loans so they could get it for free.



With that money and the money you saved on your NRA membership; you'd have almost a hundred dollars.
Gotta start buying the future voters.
I have a 4 year college degree. I worked construction during summers, and worked in restaurants during school. I paid my way through college and didn't borrow a dime.
So, today, I get to pay for some kid who has never had a job and borrowed $50K to smoke dope and chase coeds for 4 years.

Now, that would be ironic.
and almost 40 per cent of student loan money was not used for education but instead for vehicles, trips, drugs, vacations.

Thats wonderful
https://www.forbes.com/sites/kateashford/2017/03/29/loans-spring-break/?sh=3fc6b35d6db6
I finished my degree last summer. I have student loan debt. I am not asking anyone to pay it back. That being said ,if it were to magically disappear, I could buy more beans, boots and bullets.
It's the american way now. I worked my ass off this summer, 15 hours a day for 90 days straight. Many in my industry canceled part or all of their season, despite the state being open for business. The .gov has given them insane amounts of bail out money, and the guys who decided to work, get to pay a buttload of taxes. Just the way it is.
Wait to they start deciding WHO gets to go to college. You may get to pay for someone else’s while they say yours is not eligible
Originally Posted by Calvin
It's the american way now. I worked my ass off this summer, 15 hours a day for 90 days straight. Many in my industry canceled part or all of their season, despite the state being open for business. The .gov has given them insane amounts of bail out money, and the guys who decided to work, get to pay a buttload of taxes. Just the way it is.


No worries Calvin, the Republicans will take care of you.... hahahhahahahhhahahahaha
Originally Posted by Crappie_Killer
Wait to they start deciding WHO gets to go to college. You may get to pay for someone else’s while they say yours is not eligible


Already happening... pay attention
Originally Posted by Tarquin
Mother-[bleep] are going to try to do it I'd wager. Which means you and I will pay the debts of students who borrowed to get a Phd in Lesbian dance theory. And will those of us who pinched pennies and worked our asses off to pay off our student loans get a refund? Of course not. mad

To each according to his needs... Comrade.

We've had decades of liberals screwing children in the name of the children. Grossly inflated tuition to cover grossly inflated salaries. It's a sick mess.
This is nothing more than pre-emptive kickback to future liberal elitists for their loyalty to the Democrat Party. It has absolutely nothing to do compassion. It's also a way to allow academia to keep jacking up tuition at 5 times the rate of inflation so that tenured professors filling young minds with commie garbage can get more pay raises.
Share of undergraduate borrowers who defaulted
Within 12 years of entering the school


For-profit colleges 52%

Private nonprofit 4-year colleges 19%

Public 2-year colleges 26%

Public 4-year colleges 18%

source Brookings Institute
Month or two before the election I was discussing this subject with my brother.


He pretty much paid his own way through dental school.
(if you agree to work in less desirable locations you get a deal on loans...)

He toughed it out and I think is now debt free at about 40.
(on school loans...)

His wife is also a dentist. Both workers...



He said hell yes you should have to pay it back yourself.









You're GD right you should pay it back. I paid back every cent of mine. I can't stand these fuggers getting degrees in underwater basket weaving and the like and then bitching about how they can't live off of what they can earn.
I worked and paid my own way through college. Had to take off a year to work to buy a car and save $ to go back to school, but I made it. Never borrowed a cent! I knew some other students that did it on their own too. Also had friends whose families paid their way. I was so glad to have the opportunity, that I got through it all without hating the other students who did not have to work their way through. It was worth it too.


BTW, I have zero respect for those that borrowed $ went to school and then defaulted on the loan! Some may have had extenuating circumstances, but not all. But that is their problem, not mine.
It's the gov'ts fault tuition is so high in the first place. This is like stealing a lollipop then giving it back and trying to look like Santa.
You`ll also get to pay for the college education of those illegal aliens ya`ll love so much... Turns out, cheap labor ain`t so cheap...... for the rest of us.
Originally Posted by 19352012
It's the gov'ts fault tuition is so high in the first place. This is like stealing a lollipop then giving it back and trying to look like Santa.


yep
Originally Posted by ribka
Originally Posted by 19352012
It's the gov'ts fault tuition is so high in the first place. This is like stealing a lollipop then giving it back and trying to look like Santa.


yep


I actually think its more the fault of the Universities. They've raised tuition through the roof and passed the cost along to students.
My oldest son is working his way through college while living on his own.

We were talking about this subject not too long ago

He wondered if he wasn’t screwing up by not taking out bigger loans & just getting done, particularly with all the talk of student loan forgiveness

I just asked him to figure out the dollar number it would take that he was willing to wince a lil when he went to shave.

His mom & I are some of the lucky ones. We’ve lived the American Dream, from poor to comfortable in our lifetime. It’s amazing how much luck you can create by working long days, 6 or 7 days a week.

I don’t know the answers to a lot of questions. But I know how good it feels to pay your own way.

I hope he gets to experience such in his later years
Originally Posted by Tarquin
Originally Posted by ribka
Originally Posted by 19352012
It's the gov'ts fault tuition is so high in the first place. This is like stealing a lollipop then giving it back and trying to look like Santa.


yep


I actually think its more the fault of the Universities. They've raised tuition through the roof and passed the cost along to students.



Amazing the amount of kids I know do the running start, go to community college while working. Then 2 years to an in state university and get an internship so they have a job waiting when they graduate. All self funded and no debt when graduate.

But many of the super children want to experience 4 to 5 years of social fun in an out of state university because a friend is going there and graduate in their dream field with no thought of future employability. Millions live at home now without jobs and blame others for their and their parents' poor life decisions.
You’ll be able to “go to school” debt free and stay on the parents’ health insurance until the age of 26.

What kind of idiot is gonna start working or go to ttrade school at age 18, when they can spend 8 more years partying on the taxpayer dime getting a “college education”???

Free dorm housing, free dorm food, free insurance. You think this nation’s work ethic is crap, now?? You ain’t seen nothing, yet.....
Originally Posted by watch4bear
Quote
Should’ve let them take out loans so they could get it for free.



With that money and the money you saved on your NRA membership; you'd have almost a hundred dollars.


My daughter’s a sophomore and her’s is fully funded at +/- $120,000 and my son is 14 and his is 3/4 funded at $90,000 through VA529 plans we’ve paid in to since they were born. When you work 70 hrs a week it’s what you can do. Or I could be like you and live in a shack with a blue tarp for “roofing”. Keep killin it and sending your $5 donation a year to the NRA. Wayne’s laughing his ass off at your stupid ass.
Originally Posted by BigDave39355
Part of the scam of higher education.

This will give schools the green light to charge even more.




College will be required to flip a McDonalds burger.
32 years ago a kinda relative and long time friend of my wife, and his wife, tried to borrow 150K to start an asbestos remediation business. They were turned down.. did it anyway, now making big bucks. Covid isn't hurting him, anyway. He normally runs a 15 man crew, has 18, needs 25 he told us. Can't get them because so many would rather sit home drawing "free money", than working. He starts them at $30/hour, with regular raises.

He told us that a job came up that he didn't want, so bid 3X his normal rate, and added 25% to that. He was the only bidder, so , as Cindy put it, they are working the "C crew" on that project That is her, him, and one of their sons, all of whom normally are not normally "working" crew, but admin and supervisors

Not too long ago that loan was approved at 1% interest because of Covid. 32 years. later.... They don'tt need it now, but took it. Knowing him, he's got it banked or invested, and making money off from "Covid" money he never asked for

And no, he is not a bullshitter.
Originally Posted by Jim_Conrad
Originally Posted by BigDave39355
Part of the scam of higher education.

This will give schools the green light to charge even more.




College will be required to flip a McDonalds burger.


Don’t know about that, but it’ll be about that “worthless”, due to the fact that when EVERYONE has a “college education”, will it really be that meaningful??

Employers will start requiring Master’s and PhD.’s in the HOPE that it assures some sort of knowledge/ability.

We used to tell kids they had to study hard or the “reality of the real world” would smack them in the face. The sad truth is, the “real world” (that Democrats are creating) is quickly becoming warped...
Originally Posted by Tarquin
Originally Posted by ribka
Originally Posted by 19352012
It's the gov'ts fault tuition is so high in the first place. This is like stealing a lollipop then giving it back and trying to look like Santa.

yep

I actually think its more the fault of the Universities. They've raised tuition through the roof and passed the cost along to students.

The only reason they raise tuition so much is because there's a government grant or scholarship for every minority or politically correct cause in existence.
I paid my loan off. Those idiots that got loans for fields were there are no jobs should not be looking to others to pay off their loans.
Nothing is free someone will be paying for it.

If they do this they need to do something about all of the junk degrees out there.
Originally Posted by Scotty
I paid my loan off. Those idiots that got loans for fields were there are no jobs should not be looking to others to pay off their loans.


^^^ This ^^^
The colleges need to be on the hook and the Fed’s should have never been in the loan business.

No collateral loan for something that has no value in itself.
I agree that the Feds should not be in the loan business. Especially to make money.........average interest rate on Parent Plus loans is over 7%. We still have some debt for helping 2 kids through college. Having the interest stopped for the last 7 months has helped us cut that dept by 1/3. I would not be opposed to reducing the interest charged and phasing out Federal student loans all together over the next 10 years.
The government backing/guaranteeing of student debt is probably the single most responsible occurrence for the a) increase in the costs of higher education; and, b) the lack of "quality education". The forgiveness of the debt would be absurd and should never occur. Universities and universities alone should be the only entities which should guarantee student debt. If they want to do that, so be it. I think we would see a large change in the quality of the education provided. It wouldn't be immediate; but, in my opinion, it would be a necessary and unavoidable consequence/benefit. Then, the universities themselves could determine whether the risk of financing a degree in "Left-handed, Self-loathing Whiteness Studies" and other such absurdities were worth the cost based on the job market prospects for such recipients of said major and associated degree.
The next Covid package has $20M for Howard University.

Why just them I wonder?
Originally Posted by dodge268
I finished my degree last summer. I have student loan debt. I am not asking anyone to pay it back. That being said ,if it were to magically disappear, I could buy more beans, boots and bullets.


You should have paid your way like I did but since you didn’t, you should settle your debts yourself. Your response to your debt says a lot about you.

Your comment indicates your parents did you no favors...either by saving for your education or teaching you about dignity.
The folks needing penalized here aren't the students (stupid and misguided though they may be), it's the universities and the lenders. What's the best way to do that? What's the best way to ensure that the lending entities get hosed, and the universities have to jettison their useless social studies departments?

Step 1 is to make student loans dischargable by bankruptcy, starting today. That's a small step in the right direction.

Step 2 is to discharge all student loans, effective yesterday, with no taxpayer payout.
Originally Posted by Gypsy_Wind
Originally Posted by dodge268
I finished my degree last summer. I have student loan debt. I am not asking anyone to pay it back. That being said ,if it were to magically disappear, I could buy more beans, boots and bullets.


You should have paid your way like I did but since you didn’t, you should settle your debts yourself. Your response to your debt says a lot about you.

Your comment indicates your parents did you no favors...either by saving for your education or teaching you about dignity.


Obviously an art major.
I'm actually a 50 year old man. Went and finished my degree because I get an automatic 5% pay bump at work. With the raise the amount of money I borrowed would be made back in roughly 3 years. My wife and I figured the reward was worth taking out a small loan. I am positive my degree is pointless because I got it in criminal justice. I spent two years trying not to yell at children who think they understand what being a cop is from reading about it in a book. Now I ask those who made these ridiculous statements about my character and clearly didn't read what was posted: would you continue to send money to the bank if a loan you took out was paid off? Say some more stupid sheet about my upbringing and my parents. I love hearing the insights...
Originally Posted by Jim_Conrad
Originally Posted by BigDave39355
Part of the scam of higher education.

This will give schools the green light to charge even more.




College will be required to flip a McDonalds burger.


There's a whole lot of robot technology coming down the pipe regarding menial labor jobs. I expected to be fully implemented once minimum wage gets to $50 an hour... or whatever the Democrats try to pull off.

Obviously a $15 an hour minimum wage is it going to last long once the Dairy Farmers have to start paying their people a living wage and milk jumps to $25 a gallon or whatever.

Y'all still expect lumber prices to come back down?
Originally Posted by las
32 years ago a kinda relative and long time friend of my wife, and his wife, tried to borrow 150K to start an asbestos remediation business. They were turned down.. did it anyway, now making big bucks. Covid isn't hurting him, anyway. He normally runs a 15 man crew, has 18, needs 25 he told us. Can't get them because so many would rather sit home drawing "free money", than working. He starts them at $30/hour, with regular raises.

He told us that a job came up that he didn't want, so bid 3X his normal rate, and added 25% to that. He was the only bidder, so , as Cindy put it, they are working the "C crew" on that project That is her, him, and one of their sons, all of whom normally are not normally "working" crew, but admin and supervisors

Not too long ago that loan was approved at 1% interest because of Covid. 32 years. later.... They don'tt need it now, but took it. Knowing him, he's got it banked or invested, and making money off from "Covid" money he never asked for

And no, he is not a bullshitter.


100% believe that.

Bidding a job in a sheithole like DC, Baltimore etc. is always a 3x OR HIGHER PROPOSITION.
Originally Posted by jackmountain
Originally Posted by watch4bear
Quote
Should’ve let them take out loans so they could get it for free.



With that money and the money you saved on your NRA membership; you'd have almost a hundred dollars.


My daughter’s a sophomore and her’s is fully funded at +/- $120,000 and my son is 14 and his is 3/4 funded at $90,000 through VA529 plans we’ve paid in to since they were born. When you work 70 hrs a week it’s what you can do. Or I could be like you and live in a shack with a blue tarp for “roofing”. Keep killin it and sending your $5 donation a year to the NRA. Wayne’s laughing his ass off at your stupid ass.


I respect the hell out of your work ethic. I've had that same work ethic my whole life. With God's grace and a whole bunch of good fortune I've been able to gets well ahead.

I plan to throw the bitch in reverse now and see if I can get an EBT card from these sap-suckers. Doubtful, but I'm sure as hell going to try my best at not feeding these monsters.
Gee.....It's almost like they are buying future votes like they did in with the Welfare state.......Nah.......they wouldn't do THAT....
Originally Posted by dodge268
I'm actually a 50 year old man. Went and finished my degree because I get an automatic 5% pay bump at work. With the raise the amount of money I borrowed would be made back in roughly 3 years. My wife and I figured the reward was worth taking out a small loan. I am positive my degree is pointless because I got it in criminal justice. I spent two years trying not to yell at children who think they understand what being a cop is from reading about it in a book. Now I ask those who made these ridiculous statements about my character and clearly didn't read what was posted: would you continue to send money to the bank if a loan you took out was paid off? Say some more stupid sheet about my upbringing and my parents. I love hearing the insights...



You beat me to the punch, any of us w a mortgage that all of a sudden the feds say “we’re paying that off for you, no strings attached “

Nah I’ll just keep paying, no thanks. I call bs
I think that the biggest problem is that the colleges offer a s**tpot full of totally useless degrees. They need to get rid of the "women's studies" and all the other programs that are nothing but a platform for indoctrination, and get back to teaching courses that are useful and that cannot be done in a community college program, i.e., medicine, engineering, etc.
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