Thanks, JB, that is very helpful.
Anytime...we learned a lot. Changing the DL took a call to my legislator, a personal friend. DMV said it couldn’t be done, he got the South Carolina Law Enforcement Division on it. It was funny how fast the DMV reacts to a call from SLED. She got it the next day,
My late father in law had Alzheimer’s and gave a phone scammer some personal information. We went through the same procedure with his identity theft. We didn’t find out he had given his info out until a scammer had a car insured in his name, it was a real mess.
We froze our credit years ago. Takes about five minutes to temporarily unfreeze it for new line of credit like a car loan, etc.
It doesn’t protect against credit card fraud using your CC number, but that’s a lot easier to remedy (and it’s the banks money).