Only 44% of Americans can. Just saw that on Charles Payne and thought wow. Over half of Americans would have to charge it on a credit card, borrow from a family member or take out a loan for $1000.

Scary, ain't it?

Well, we obviously need higher taxes.... (heavy sarcasm, for those with no clue)...

I work with guys who make $40 or more per hour who couldn’t cover a $500 emergency let alone $1k. It’s absurd.

Many times over.

the more you make the more you spend...

I have that much with me most of the time

If a $1000 will fix it, it ain't really an emergency.

No problem getting that Starbucks or driving a new car all the time though.

We've had to do it many times but put on our Costco CC even though we don't have to. We play it off immediately but get a cash refund at the end of the year.

i wonder who they are counting? is that 44% of people between the ages of 18 and 80?

Yes and so could my 23 year old daughter and my 20 year old son. Fiscal responsibility was one of the major lessons they were taught while growing up in our home. Our school system should spend the time and effort they put into social justice into teaching fiscal responsibility to our youth, our country would be better off.

Most of them have $800 smart phones and buy Starbucks type drinks daily.

That’s insane!
In my opinion…..
A very few are in that situation through little fault of their own.
The vast majority have $200 Nikes, an IPhone 13, and many extravagances but zero savings. Not sure what one does about them, except helping them via handouts of taxpayer money only enables them.

Hahaha!

What a thing to say.

Why? It's an honest answer to the thread title question.

Only if you're stupid. And yes, I could cover that, even if you added another "0", without even flinching.

Centershot: Yes I can.
Hold into the wind
VarmintGuy

Well I figured most of the Campfire members would have no problem covering $1000, most have that much in their 'just in case I find a good deal' gun fund. I also imagine many of the Campfire members are 40+ and know what it's like to be financially responsible. I was just shocked when I saw that over 1/2 of Americans could not come up with $1000 if they needed to.

Really?

Same here.

The neighbor has a boat, camper, diesel truck, ATV.,2 mules,horse trailer, and a bunch of other toys. He goes hunting and fishing all the time, his wife travels all over, he is always broke and complains he can't afford anything

I could if someone would loan me $990.00.

I can, but I have noticed that I have had to dip into our "nest egg" more this year than any year since we've had the nest egg. It won't even be a quail egg if this crap keeps going.

I’m not all that surprised.

We live in a low wage service jobs society. Nearly all of my day to day purchases and transactions from buying groceries, to fast food, family type restaurants, gun stores, hardware stores, clothes, fuel, appliances and household items ect, ect. Hardly any of the employees own the business or sell products manufactured here. It’s nearly all at or just above minimum wage workers employed by a big box or chain store selling products manufactured in China. It’s probably that way for almost all of us.

Unless I’m going to see my doctor or a lawyer odds are pretty good that the person I’m buying a product or service from probably makes very little money with a few rich folks at the top of corporate ownership.

I'll have to ask my wife.

Just remember this. Think about how dumb the average person is. And then consider that half the people are dumber then that person. And there's your answer.

Being broke is often passed down from generation to generation. I can’t wrap my head around it but people just live like that.

A close friend of my GF lives in a 2+ million dollar home, three Mercedes, and lots and lots of flash and bling.

Her husband is a veterinarian who "left" his practice (seems he was forced out) and was without work for two months. They wound up returning the cars (all were leased), a 30+ ft boat (I doubt it was paid for), and most of her high priced jewelry in order to keep paying the mortgage and school fees for their kid. That pretty much demonstrates the lack of fiscal discipline that the majority of Americans possess - regardless of your income bracket.

Hate to see people in that position, but they sort of did it to themselves. Can't imagine the pressure of living so far beyond your means just to impress others.

I disagree.
I know virtually all of my nieces and nephews (about 25 people) are in their mid 30s to mid 50s. None of them come from money, at all. Eighty percent of them have nice homes, decent cars, very good careers. A couple have likely moved in to seven figures net worth, and all of the rest of the 80% are doing quite well and $1000 in unplanned expense would be a non issue. The other 20%, all from one “non father” and wife are just getting by, because they were not raised right. Also I know a lot of other non relatives that are not top echelon in their job/career, that are doing pretty well.
You don’t have to be a doctor, lawyer or corporate exec to do well in the USA, but being stupid financially makes for a rough life.

Don't forget Red Bull, etc., and Smart Water....

And alcohol, pot, etc.

Sadly, I'm not surprised. The very essence of being a liberal means no consequences for your schitty life choices. About 43% of the nation identifies or leans 'democrat'. So it's really no great mystery at all.

Sometimes less is more!

Haha!

Ilove the quote "If you wake up in the morning broke, you shouldn't have been sleeping"

You lost me at "alcohol"

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

THIS!!!!!!!!!!!!!!!!!!!!

That is sig line material right there....

Hahahah, best answer.

See this everyday in the building industry. People buy to impress. And one little thing goes wrong they lose everything .

No smoking in this thread, there's so many strawmen we'd have an inferno in no time.

Sounds like Dave Ramsey.

It seems that many people are addicted to instant gratification. It also seems that many people cannot do simple addition and subtraction.

Many focus on a lack of money, not enough focus on a society that normalizes excessive consumption and stupid spending habits. And credit card companies and other usurers enable this kind of behavior. Personally I share the bible's position on this.

No problem for me. Hard to believe there are so many who could not.

The bigger question is could you cover a $1,000 bet if you lost.

Half of Americans who live on or near min wage go out to eat 4 to 6 days a week.

& buy lunch everyday !

Yes

I’ve known many over the years that probably couldn’t come up with $500, much less $1000.

🙊

He can.
But his his head is so far down the Q hole that he’s unwilling to admit he was led astray by a PSYOP.

It wasn’t my intent to claim that you need to be a doctor, lawyer or corporate exec. I’m certainly none of those things and can cover 1k.

My point being that the US has turned into a low wage service industry rather than a decent wage manufacturing economy. How many transactions for goods and services on a daily basis do most of us make with minimum wage level employees? It’s the big majority IMO.

Gone are the days where you buy an appliance, gas, or groceries from a mom and pop business owner making a decent income. We buy them from Best Buy, Home, Depot, Speedway, Walmart, Kroger ect with minimum wage clerks and shelf stockers, and typically low wage store management and a small handful of executives at the top with most of what’s sold manufactured in China. We don’t manufacture and what we sell at retail is sold by corporate giants.

Literally the vast majority of transactions that most of us have day to day in our lives is with at or close to minimum wage workers.

LOVE THAT QUOTE !!!!!

Tell me that again after lightning fries your water pump or your fridge/freezer conks out.

I work at a bank I overhear people making their vehicle payments one for her one for him one at $700 the other one at $1,200 .... what the hell !! Who needs that !!! On top of that you have to buy insurance and then fill the thing up .... how the hell do you have fun when you spend that kind of money on just your freaking four wheels...lol

i remember being young and naive about money, job security, etc and let my ass hang out a little too far. let things run a little thin but thankfully never got bit. i also remember feeling fat, dumb and happy and having a good bit of money saved, good job, etc and getting slammed with layoffs i never saw coming when the dotcom bubble blew. i saw grown men cry and throw schit around their offices, threaten to burn the place down, etc. it was a sick feeling and it really made an impression on me.

That’s home maintenance; not an emergency. Happens all the time. Be prepared for it.

I have to add... I ant hurting in no ways nowadays....but I was a CASH guy for like 10-12 years....never had so much money or the stuff I got with it nowadays days the cards can eat your lunch

In the 80' s I remember when you couldn't buy beer with a cc...or a bunch of other things ..u guys remember that ?

Lived in an auto manufacturing area.
Kids in HS got new cars at 16.
Dual income UAW jobs. Expected the factories to hire them.

Main one gone, satellite support gone.
Retirees went to FL, recession had many younger just walk away, leave homes to the banks.

Minor uptick w another company.
Hear HS grads.....buying new 4x4 and having kids, buying houses.....i dunno how they do it at 20 bucks an hr.

Ol lady must have Only Fans or sumpthin.

My vehicle is over 20 yrs old and my rifles have Leupold scopes.

One notch above dumpster diving I know.

But trying to live within my means.

Yeah, be prepared for lightning strikes and any other natural disasters that might arise. Such things are not emergencies. LOL

I know a guy who toted 3-4 grand everyday......man did he get some deals ! ...he would scoop up the stuff with cash on the spot cash talks.

It is a sad thing when it comes to savings and being able to pay your way. Just think of how bad off many would be if they had to endure the Great Depression the way many of our kin did.

I’m just telling you what I do. I drive what I can pay for. I live in what I can pay for. When it breaks, I fix or replace it. It isn’t a big deal if you aren’t making payments.

Kid has medical stuff. One specialist not in network. Pay up front. Had to put 21k on my credit card in 1.5 months.

Kinda stressful, but why i have a credit card.

Insurance paid most of it back after a few months.

CC is for emergencies.

Yes we can.

Sheeit

My man!!!

Engineer gal yrs ago sold me a relatives jeep.
I went and got the cash at lunch.
She was stunned.

Asked how I could do that.
Told her savings or sig loan or credit card, whatever.

She asked why my loans and credit cards were not maxd out, seriously said thats what they are for.....extra money, your extra money.

WTF......college grad?

Yea man

The 2023 dually payment, new 5th wheel I got for Sturgis is kickin my ass but sooo so worth it. For a peek at dem saggy titties

The goal is not to live within your means. The goal is to live below your means. That way, if you lose your job and have to take a pay cut, it's no big deal. The rich stay rich by acting like they're poor and the poor stay poor by acting like they're rich. Like others have said, look at all the people with expensive cars, big houses and the latest electronic gadgets, but have no money in the bank. Every time I got a raise, I'd keep the same take-home and just put the raise into investments.

I'd be willing to bet that the vast majority of people would consider those things emergencies.

Pitchers or it didn't happen ...

Telling, ain't it?

Wanna play cribbage?

It might take a day.............




to go out and shake a money tree.



ya!

GWB

Yup. A friend bought his 16 yo daughter a new car when she got her license. The 1st week she hit 2 other cars in the school parking lot.

Don't know how.

Before you ask, I do know THAT game!😁

If she is worth 1k, yes.

A sociologist could dig into the facts of folks stuck in this situation, and I suspect, come up with some conclusions that would surprise none of us. As far as who these folks are, how they think, how they vote, their spending priorities, to some degree their age, what they like for entertainment....on and on. I have a renter, a damn good finish carpenter, 48 yr old, with earning potential, but he just can't put the puzzle together....he told me over a year ago, I'm going to have to do something about my Ford diesel, it's dying. Sure enough it did last month and he had to borrow money from his Mom to get another pickup to go to work. I couldn't sleep a wink if I was that close to disaster. On the other hand, I know some working moms that have to live like that, schidt job, kids, that don't squander money, that live hand to mouth. They just pray the old car don't go tits up. I got sympathy for the ones that are still trying and don't begrudge their kids the free lunch at school.

For a $1000, she better make my forehead cave in like a Capri Sun that’s been sucked dry.

Renegad gave that $35 that we was gonna send Barnabus

lol

He knew I needed to buy some more Ramen noods

Bricktop's son!!

Divorce, job loss, sick kid....still afloat.
Spent many a night busting knuckles to fix crap to be functional next day. Worked 2 jobs too.

Do what ya gotta do.

Not what necessarilly what you want to do.

Hear younger folks pissing money away, they usually say " gotta live my life ".

Entitled to have fun, whenever, even if it costs them a future.

Fuggin idiots.

How could they possibly know that ?
How many here was contacted ?

I keep a couple K on hand in case my vehicle dies and I gotta get another one.

Paid 2 k cash for my current bomber, bought off Craigslist.
Local mechanic had it.
Put a K in it, been going Ok for last 5 yrs

Dont need anything fancy to haul dead deer or go to work.

An older accountant friend of my parents and I were talking about this one day. He told me stories of Dr's, Lawyers, executives etc all filing bankruptcy because they just couldn't live within their means.
It doesn't matter how much one makes if they can't live below their means. "pay yourself first" was beat into my head. I thank him for those chats all the time. Life is much more pleasant when you're debt free.

Yes.

Here's another quote on this topic y'all might like...

If you're spending $5 a bottle for Smart Water -- it isn't working.

My mother in law raised three children as a single mom working at a shirt factory. Today, she has a fat bank account, a house, nice car, and 120 acres. If she can do it, I can too.

Was close friends with a USAF Flight Surgeon for decades. Guy always had the latest camera and computer gear. Full bird Colonel (0-6) with flight pay and other bonuses. One day he confided to me his monthly balance on just one credit card was roughly $25,000. And no, he never was able to pay it off to avoid interest.

Why do all those C-notes have the same serial number?? Hmmm.

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

THIS AGAIN. Live within your means. I drive a 15 year old truck, my wife's is 8 years old. I am 77 and still work for a living. I will never retire. You want something?????????????? WORK for it.

Right.

Change the question...

Could you cover a $10,000 unexpected expense?

Or

$100,000... i.e. maybe an critical medical expense?

$100k medical emergency would pretty much wipe out our cash.




People get funny talking about money but I don't give a chit. Certainly not bragging either.

Drive an old pickup and really don't have a life outside of our little cow farm routine.


It seems like a guy is either busy making money or bored and spending it.

Easy to save when you're never bored.
(and don't have kids, and wife has a good job, etc...)

100grand? I'd have to take out a loan on the house, it's paid for but I'd do it if I have to do it.

10 grand would be pushing it. The roof, furnace and new (used) car took a hit on savings.

TFF! LOL

Exactly right. Best line on this.

Think of how stupid the average person is, and realize that half of them are stupider than that.
~ George Carlin

I know a guy who went on a cruise to Alaska. When he got back he said he had seen so many liver spotted tits that he would never be able to get it up again. Be cheaper than a 5th wheel.

I didn't hear Charles Paynes talk but I'd say that it's closer to 44% couldn't come up with $400 in an emergency. My guess is the percentage of folks who couldn't reach $1000 is far higher.

All I can say is God bless Dave Ramsey. He's changing peoples attitude toward debt in a good way.

To answer the question Yes, easily.

The original statistic is from a Fed reserve release in 2018. It was 39% and $400.

Yeah.

But what makes me proud is that my two oldest daughters (19 and 24 yo) that are out on their own could as well.

Or you can fix it yourself for 50 bucks.

Curious what the average broke guy pays for TV.

I’m curious why it’s anyones business. If I want to be broke and have tv and watch foosball, that what I’ll do.

As long as they’re not mooching off the tax payers, mind your own damn business.

Ah, but many do mooch. Many others piss and moan about being broke, but never question the propaganda cost. Sorry that I hit a nerve.

My post was pretty clear and I didn’t respond to you, did I?

It's really sad when you think about it. I don't have a $1k in my wallet at the moment.

.
Probably so. I don’t know. Are you in the “vast majority”? If so, you are a dumbass

👍

I apologize.

It is sad. Good habits are hard. We should teach our kids math life skills in school. They learn to graph a line. Who tf ever graphs a line. You use money every day. Teach them those skills.

Smart water costs less than $2 a bottle.

Wow wtf

All good. I know plenty of people that work their ass off to make ends meet. Whatever they choose to spend their money on, if it makes them happy that’s fine with me.

Also know plenty of loaded people that aren’t happy.

Yes to the Q, but something I don't recall coming from Ramsey is how to leverage your money. So, new car is needed. Save up the cash, then pay for the car with a cc. A cc that offers bennies (miles, points, whatever) and pay for the car with the cc. Pay off that cc in full when the bill comes in. You've got the car and XX bennie points to use on something else.
RB

Warren Buffett could cover 1000 bucks I bet.

He also bought an election.


That guy is sure worthy of our admiration yeah?

In the grocery store watch those using their EBT.. Those folks couldn't eat without a hand out let alone come up with $1000. It cost alot to play the daily lotto and buy the daily crack.

Right, but I mentioned as long as they’re not mooching off tax payers.

Some I work with couldn't even come up with $100 if need be.

I smoke, I know it's a bad habit but IDGAF. Anyways a coworker came up and asked for a cigarette, I told him I'm not gonna support his habit and to go buy a pack. He gave me a sob story of no money, his phone was shut off, he might have to call in tomorrow cuz no gas money to drive in..blah, blah,blah. I told him smoking is the last thing he needs to worry about.

Some folks just get put in bad situations, out of their control but some are just idiots.

I’ve been there ....a long time ago. Though, a thousand $ was more money back then! Heck.....now I’m pretty comfortable with $1500 ! 😁 memtb

No, I’m poor.

A man once told me if your money wasn’t working for you then you are poor. He was “poor” by the wallet but on paper he had over a million.

Another guy told me once that he has been to the top 3 times. He’s fallen twice and always had friends that helped him out. He said he never burned a bridge. Of course he had good friends if anyone remembers the name Chris Cline.

We have been set up for something going wrong for the last 30 years or so.

Shame that a lot can't/don't have a back up fund.

The day is coming when the camel's back does indeed brake... and so many will look to you for their salvation.

Being a raging azzhole to quazi friends/family/coworkers is a very difficult conundrum.

My advise is to start practicing now... and continue often.

Consider Flave as role model.

I am only a junior apprentice at being a dick.

1k???
About 42 x with just the running checking balance after bills.
Not touching other assets.


Like Sandbilly has said in ways.
Plenty of solid folks making ends meet not on unca suga tiddy,s.
They aint the problem or should be seen as a problem in ways.


Welfare rats.
Welfare rats working just below income thresholds and planning it that way.
Welfare rats working under the table double dipping.

We all know the type and who they generally vote for....

Is what it is when half of the nation is propped up on other peoples taxes...

Fugg...what is it like 50% or 60% of people dont pay a penny in taxes but yet receive returns of 1000,s each year.
And on some sort of .gov or welfare program to begin with...

Flat tax
10%
Every swinging Richard...
From Joe Citizen to Billionaires to corporate America.
Everybody.....

I would love to have a 10% tax liabilty myself.
I imagine many would love that rate also.

April 15 is gonna suck as usual..
Write that check for Wide screens, spinner rims, malt liquor, and herb...


Just wait till a bunch of these aloof fuggtards getting 300 a month child check or whatever it is called..
Realize it has been pro rated off their tax return money...


Joey gonna have ta do something to appease those types I bet.
That earned income and child tax credit bonanza return aint gonna be like it was for em last year.


It will be President President Trumps fault and it will be racist spun per the Liberal Socialist Democrat media ministry of propaganda.

I haven’t even started to read this thread and I already know a train is about to wreck.

Helmet, googles, and fire retardant clothes on.

🦫

Beavious, how much money do you have in 'cash reserves'?


That's the thread.




We'd be way fuuckin' richer if it weren't for booze, smoke and laziness..lol

2300 less than yesterday

Never know when that 60 year old hooker will appear at you car window?

Lol

🦫

Word.

LMAO

🦫

Lol

Hasn't been too bad. One guy even apologized to another. Brought a tear to my eye.

I have a couple of months paychecks always put back for emergencies!

See above edits you broke dicks.

Stop skimping on nose hair trimmers you tight ass. 🤣

I'm not judging but I'm not sure you understand that payscale so enlist an expert if you go trolling for senior companions.

Blah blah blah

$5000 pos 2001 pickup
rent to center couch
Pink faded Kromey Stormer cap

Parents, it's time to take a hard look in the mirror.

For gawd sakes, hold it together!

If you start to cry, I’ll bust eye water as well.

😝🦫

Say if one was wanting to keep cash on hand in the house or elsewhere.
What would be a amount you would consider?

About 10k for me I think would be a good stash.
About 2.5 months income at 10k.

There are few things in life that can't be fixed with a few hundred dollars or a 30-06.

Cash money on hand?!


I'm at $0-300.



Usually zero.

That is not..

I repeat not...
A stormy Kromer hat.


In misguided drug addled youth in Maine I wore a Jones stlye orange cap and a woolwich red plaid.



That was well before I received my mental money discharge from Unca Suga...
And kept my Yankee azz down here in the south.

Just to get under people's skin and occupy space in their noggins.
Make em think type of schit.......

Aka: The Long game...........
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

Hahaha!

Can’t get away with anything around here..lol

I got 3 bucks in my wallet..
And some change in jar upstairs.

Khans banking app goes off like a foghorn in boston harbor when I use that Bank card I think.
She dont say nothing but I know she watches that schit like a Hawk.
🤦‍♂️🤦‍♂️🤦‍♂️🤪🤪🤪😁😁😁


My swiss bank account under the radar thing from her is wellll...

This 3 bucks in my wallet and that change jar right now.
Outta the ammo game...
No interest in going back in it either....
Just buy and keep mode now.

Wink...wink....lol



I on the other hand, seriously never have ANY money on me.

So poor I sticks a nickle tween my cheeks and walk it til it’s a dime…

You see pennies with a fingerprint, it's my wife's.

Well, I guess I'm the looooooser of the bunch. As of now, I would be hard pressed to cover a $1,000 surprise bill. To make matters worse my Diesel pickup (05 GMC) . stopped running . Yep, it was idling for about 1 min. and just stopped. It's in the shop now. With the $1,000 credit card payment coming up next week, and possibly the $1,000 truck repair, I will be hard pressed to come up with the money. However, let me explain. Thanksgiving weekend I had an 04 Malibu that had rusted out Subframe so bad the shop said dont drive it. I ended up with an 08 Chevy Impala with 45,000 mi. on it . Set me back $9,700. Come Jan. 3rd I put in my yearly ROTH for the wife and I . That set me back $14,000.. I have $1,000 in cedit card payments, a $1,000 home owners ins. payment due soon, and likely a $1,000 truck repair bill. so, no , right now I dont have $1,000 to spare. On January 3rd this year , I had a grand total of $ 207 left in my checking account. I do however, have a $2,000 check for a drywall job I can get soon and another $2800 invoice should be in the mail soon for a kitchen remodel. I am however all but broke at the time.

🤦‍♂️🤦‍♂️🤦‍♂️🤪🤪🤣🤣🤣

$1k spent on made in USA products in 2021.


Boots
(one pair)

12 point sockets

Chain

Do gun purchases count?

$1000 unexpected expense?

You mean like losing a bet?

Dude...
This works for a priceless moment trust me...

Hey man ya got an extra smoke I can bum off you???



Nope....
Their is only 20 in a pack...


🤪🤪🤪🤪🤪

Do it just ta fugg with someone to see the look.

Then give em a smoke..

👍👍👍🤙🤙🤙🤣🤣🤣🤣🤣🤣🤣🤣

Of course!

On the way home today I stopped by a local place and ordered a revolver.
(thinking about getting a pair)

Whatdya order?

Thinking about the Ruger Wrangler with birds head grips for a little pack gun.

Yeah. Scary.. the price of crippy is gone way up.

My daddy’s loaded so IDGAF

I’ve saved every dollar I made from my paper route.

I’m rich, I tell ya !



🦫

Colt Python 4.25", and I said it better be a 2021 version.


Kid wrote down Colt 45 on the notepad....



Not even joking.....lol

I very rarely have $10 in my wallet, usually much less! My wife carries the cash! 😉 memtb

I have one in the box, still unfired. I need to do that.

We took some ciggs out of a lazy runt’s pack on the job once, roofing job. Stuttgart run 3 of em up his sweaty ass crack and slipped em back in that pack. LOL

Gonna be one hell of a nice single 6 when it shows up.

😬🦫

When me and Khan got married.
Like 2 or 3 months into this odyssey.....

Seen her with the checkbook and a calculator.

Watching for few mins.
What are doing? ( knew it anyways)

Im balancing the check book (smiling like she was doing something needed)

I'm like you know that balance aint right...

She is like Im balancing this to the exact penny.

🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️

Tell her
When I write a check for say 22.34.
I put it in the register as 23.


Been doing it for years, probably a 400 buck buffer in it this year.
I look at as spending money minus 50 bucks to start over each year off the November bank statement balance

Laid it all out to her dont fret change, round up.
1st in things that dont count or apply to you dont matter.


Turned into a Christmas fund under her doing that.
With each girl getting 100 125 bucks to buy presents.
Khan had em doing chores.
Nothing major but daily responsibility stuff when they was young girls.

All the time,,,,,,,,,,,,,,,,,

Sick bastards. Lol

LOL!!!🤣🤣🤣🤣🤣

Nasty!

Unless they were Camel's, it made them taste better

Yes.

Remember those old cigg load exploding sticks.
Early 70,s things.
Little over 1/4th inch long.

Me and my brother set up grandma on dads side.
Daisy chained in sequence about 5 of em inside one of her Salem 100,s...

🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️

Holy fugg ...
Bangbangbangbangbang
Ripple fire...

Gram
Screaming, arms waving her fugging nasty little poodle Peeto yapping( hated that thing)

I geuss we were lucky she didnt stoke out.
We got our azz,s lit up on that one.
Bad......

Gram just fired up another after we got our azz,s lit up by dad....
When we swore we didnt get any others standing in front of her like condemned men...

Sore azz,s and all.

Your long gone...
But I love ya gram...
🤦‍♂️🤦‍♂️👍👍🥴🥴😁😁😁😁

Prolly get stolen off a train in LA on the way there.

😆😆😆

Hahaha you fuuckers anyway!

Dats racist 😂

🦫

$1,000?!?!?!?

You taking something important, like a new driver or good cigars, or are you taking a bunch of shoes for the wife?



🤣😂🤣😂😁

I have two adult children who if they have $10 they will spend $15, I have another that can take that same $10 and make it into $15. The funny thing though is that the one who is wise about spending / investing money has a daughter that can spend money faster than it is printed.

What I don't understand though is that from the time they were children they were taught the value of a dollar, how to save and how to invest, there has to be some disconnect in people who are perpetually broke or living on the edge.

drover

$1 version.

No problem. Plop down a card and pay it off at the end of the month. It's the 50-to $75 k that would require a visit to the bank. Just don't want the pickup to die at some place like Watson Lake.

Wife used to work with a kid that upon hearing of pending raise would visit payroll asking for the precise amount for his next check. A $10 surprise would ruin him for a month.

Cashed up fuggers.


I actually prefer MaltoMeal and Shasta now.

Shut the door.....What’s your hook-up on Shasta?

🦫

#TalentWithACamera

👍🏼🦫

Sam;
Good evening my friend, I hope the day was decent to you all.

Holy Smokes that's amazing Sam!!

The colors and composition are fantastic.

That's worthy of framing....

Wow.

Thanks for sharing it with us and all the best.

Dwayne

God created a beautiful place for us to live, didn’t he?

We showed Him, didn't we?

gregintenn;
Good evening to you sir, I trust all is well with you and yours.

Indeed He absolutely did.

I must say again though that I'm amazed at some folks' ability with a camera lens.

I swear I'll take photos of what is a breathtaking vista and then look at it later and wonder, "What was it that I took a picture of there?"

Call it a gift or skill or art, whichever you please, again I'm glad Sam shares his with us.

All the best to you all down in Tennessee.

Dwayne

I've got three (3) vehicles each one has "some" cash stash, not counting my billfold. Each vehicle is equipped with an emergency reserve. Why would grown men not have $1000 +/- cash on hand.

Mankind could Fugk up an anvil with a rubber mallet

and phone and internet. I'd bet it adds up.

My guess, is it is about the same, if not more than, what well off people pay.

Arizona got "sportsbook" now. WETH that is. I think it's legalized gambling you can do from your phone.

There must be a lot of money in broke people.

Sam finally comes clean after all him and Conrad’s whining about below zero this and frozen cow patties that. He’s had y’all snowed, look at this paradise he lives in.

Talk out your ass and then vote for free handouts.

You’re a [bleep] idiot.

Right out the front door about spring 2019....lol
(actual camera pic, not phone)

I don't know any car dealer that'll let you charge a whole vehicle. A down payment they will, but not the entire car.

The one I'm dealing with will take up to 50% of the cost of the car. Pay 50% down a few weeks ahead on the cc, then pay it off with the cc at closing. As you noted, not all dealers will, but some, like mine, have ways.
RB

Hahah, got-damn, "f@ck up an anvil with a rubber mallet."

I'm gonna steal that one.

Back atcha Dwayne.


Nice day here.

Too late, I work with the guy who inspired it. Pretty sure it’s trademark or patent pending or something like that

It's no sin to be poor, but it's damn inconvenient.

It's also damn inconvenient to go to work.

That is incredible.

Wife update, yes we can.

You guys are all stoned....lol

Lol

Uh huh

Lmao...

Except for homes, I've paid cash for everything I've ever owned in my life, including every vehicle and I've never had a credit card.. I could write a check for many times that amount right now and it wouldn't bounce and I'm completely debt free..

What a relief..... now I won't feel guilty for saying no when you need a buck.....

I asked my wife and she said if it's my fault then I am on my own.

Guess my carry gun is worth more than that so yes

I just covered a $2800 unexpected expense, my sister texted me last week after her car was repossessed. She could have let me know beforehand! She tried everything she could think of and was waiting for an emergency hardship 401K disbursement but she ran out of time.

I covered it for her. She had a bad bad case of covid last year. She works hard, she is widowed, her daughter lives with her and shares expenses. She gave what she had last year to her step-son who is a Afghanistan vet with PTSD, he was about to lose his work truck and tools. Then when she needed it for herself of course he couldn't pay her back. She can't ever seem to get ahead. I assume she will pay me when she gets that hardship disbursement!

I'm all about debt free, don't get me wrong, but not having a credit card?

How did you function as a gunsmith? Buying parts online you made your customers wait until your snail mail check arrived and cleared with your vendors?

Plus, I put a ton on the credit card, my purchases are protected, and I get cash back. Just don't carry a balance and you don't pay interest.

Or a new tattoo, or vape pen, or the latest video game system, or take out food every night.

Even the lake house ?? Asking for a friend?

I always wondered why folks give a flying phuukk how other working folk choose to spend their funds.

I always worked for someone else so never had to worry about it.. Much of that was before home computers were even a thing.. We were poor growing up. My dad taught me to be frugal and practical and it stuck. I've never been prone to extravagance or gave a shyt about keeping up with the Jones's so extra money was put away while others pissed it away on extravagant homes, toys, vehicles, vacations, dining out, etc. etc..

Yeah, that's a George Carlin quote.

LOL, like 👍

Is a massive drought and covid considered an expense?

Thank God gov't payments....


lol

Hardly "unexpected" were you following Greta Thunberg's Instagram.

We have at least 2 generations that haven't had to endure hardship and have been trained to consume. Previous generations endured WW1, the great depression and WW2. They became "risk adverse" and understood saving for a rainy day. The also understood the consequences of their actions. Subsequent generations learned to blame their hardship on someone else and became the "entitlement" generations.

$17 Balla, livin' large

Hell no...lol

You going to trailer the Vespa?

Sandbilly,

aren't you about due for one of your patented meltdowns, and then run off for 6 months?

we've seen it before 2-3 times

Sycamore

Be out rolling down the interstate, on a whim decided to call it early and grab a hotel.

Have IHG credit card, cycle month living expenses like electric bill and insurance, run groceries across it. Earn Holiday Inn Express or Suites nights a couple a month just based on expenditures.

Fire up their app on my phone, reserve a room and exchange the points 30-50 miles before the exit, badda bing. Hardly ever pay for rooms. Points/cash back on card covers the room. We travel all the time. My old man, we got him set up, he gives us his hotel room points. Build em up, stay 7-10 days gone. Traveled all over the “out west” as the douchees call it. Never spent out of pocket for a room. Been doing that for several years

Now there's a man can paint a picture with his words. LOL

Out west as in San Fran?

chortle...

Fugger wouldn't visit.

That’s Baller Money...






in Somali.

Lol

🦫

Lol, nice try commie,

How’s your prez working out? Happy with your decisions? Or too stupid to know any better?

I know the answer

I’m gangster

He'd just be fuggin your sheeps!

Close

I caught enough of the gay just gettjng near Geno’s place

😃

Sam,
You're right it is...But working doesn't always mean you weren't poor. I've worked my whole life including High school right up till now. Married young and trying to raise a family saw plenty of lean times. But we made do. Started my charter business 36 years ago and it took everything we had to buy and outfit the boat, more lean times for a couple years but again we made do. Thankfully the work and persistence led to a successful business. I'll be 72 in a couple months and could easily not have to work again but I love what I do and will continue until health says otherwise. Best to you, Butch

Sheeit

That’s more money than Barnabus could lay hands on, even on a Sunday

Lake place is mortgage free. My "real" home will be in 4 years of less.

I see what you did there. Lol

Butch, thank you for the reply.


You mirror my dad who just turned 73.

Praise Him.

🦫

You ought to let him wash your feet and ask forgiveness


😃😃👏🏻👏🏻

This place is gettin' soft.

As soon as Sycamore is done washing my balls.

Early this morning I was wiping dog chit off my toes.

Beer everywhere on the iPad screen....Thanks 🖕🏾

😂🤣

🦫

Lol

That's why they invented shoes. Even Crocs would have prevented that

Yeah, I’m sorry about that Sam....I couldn’t find the toilet in the dark. I did find a kitchen chair, and I think a quilt rug stand. I just braced myself between both and launched...Then I left.

Feel horrible.

🦫

It's a lovely improvement, no?

My bad

Thought i was replying to Beaver.

I get yall mixed up

Well damn. Don't go turning into one of those contractors that spends the new job's money on the last job's bills.
Better times are coming, just ask Joe!

First step out of bed.

Our fur baby is dying.

I’m the one on top.

I’m always being asked to wash SB’s balls.

🤷🏽‍♀️🦫

Beav, like an unruly horse or dog, you know I will always forgive.

Growing up was hell

Blue ticks drop a big pile, you’d toe ski halfway to the swingset

Step in shît with one foot and on a sandspur with the other one

Sandbilly,

aren't you about due for one of your patented meltdowns, and then run off for 6 months?

we've seen it before 2-3 times. After New Mexico kicked you out.

Sycamore

Oh....Sorry Sam. That’s not gonna be fun.

🦫

I think I’ll take [bleep] over spurs.

Wtf? Deja vu...You already said this, and it landed soft.

Stfu!


🦫

Yeah, but that's a $1,000 view.

Jeebus, do you have Alzheimer’s? Or just copy and paste your own posts all night?

If you think for one second I give a flying [bleep] what anyone here thinks, you’re not near as smart as you think you are. But, we knew that already.

I left once for a year, year and half maybe. Sometimes I get tired of you stupid mother [bleep]. When I get sick of your stupid shît, I might take a break. You can bet your dumbass I’ll be back.

Like Covid, retard commie.

$1000 no problem. But it feels like I'm broke after writing a check for a brand new truck today. Brutal prices out there.

Hey Sycamore, remember when you use to PM me all the time slobbing on the knob? I do..lol

He right tho

You did get mad that one time and runofft

Glad you back bro 👍😂😂

Lol. Y’all [bleep] piss me off sometimes.

I’m in anger management. I wish Sycamores face was here.

Bruh, where’s our happy ending?

Details on the new rig, please.

🦫

Seen a vid about forgiveness recently.
Got the distinct feeling it was a charlatan delivering it.

🤷‍♂️🤷‍♂️🤷‍♂️🤣🤣🤣🤣🤣

Laughing 🙏🙏🙏

Wait one ..
Got a nugget in the post image account aint been able to use for a long time.

I have done it a couple of times, the last time being when I purchased my 2016 Jeep. We cut the deal on price and when they asked how I wanted to pay for it I handed them my credit card - there was a great deal of moaning and crying about how they couldn't take a card so I told them either they take it or I walk, They took the card which is a 2% cash card and at the end of the month I paid off the card and put the cash back it earned into savings.

With todays vehicle market I doubt that they would do it since there seem to be more people who are willing to pay any price with the ongoing vehicle shortage.

drover

Any on authentic manhood?

I’m interested in authentic manhood.

Anyone have a video on manhood getaways?

Asking for the unsaved.

😳🦫

Here we go.

Lol

🦫

Your dog is having problems???
😔😔😔
I hope not...

I cant bring myself to get a pup.
It is tearing at me.
I cant right now.

Got Baylor and Brady
Khan and mini khans hounds.
They spend alot of time with me.
But they are ladies man dogs.

1st time since 94 I have not had dogs loyal to me solely.



Sorry to hear about your dog possibly having problems....

Aint seen that one.
Had my fill of bullschitt and LMFAO about 2 mins into bipolar fuggs forgiveness vid....

????

Details???

Breath....
Ohhhhhmmmmm..

🤣🤣🤣🤙🤙🤙🤘🤘🤘🕺🕺🕺🤣🤣🤣

#longgame

🤣🤣🤣🤣🤣

Lol

I’ll find it

Manscaping Retreat. 😳









🦫

2022 diesel F350 Platinum Tremor edition.

Guy ordered and backed out. Was on the lot. Take it or wait 4 months. Local dealer gave me $1000 off sticker. Anything below sticker is a steal right now.

Dats it! Authentic manhood,

Lol, I’m not sure ifthat dude reminds me of Barnabus or……

Something like this?




🦫

Yep, just Grey. Not the gay ass red.

Towing something huge, are ya?

Man, not my color, but that's a good lookin' truck.

It was a "steal" at $87,500 plus tax and license.

My ass is a little raw but couldn't wait any longer.

That’s pretty nice rum

Farm equipment is heavy sometimes.

#longgame
#breadcrumbtrail.


🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣


Got a quiff azz mr Rodgers voice.
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

Holee schit!!!🤙🤙🤙👍👍👍

I feel broke if I don’t

Crappy Hamster???
Or Both.....

🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

He thinks that color scheme is gay.

Wow! Very nice!

To each his own. I don't like bright colors that screem pull me over. I may or may not be known to have a roadie or two.

Agree. It’s a sweet looking truck.

🦫

Nah, I think that's Western Juniper.
"Lifting heavy pieces of wood and stone. Bulging biceps and strong shoulders."
Man's retreat? I bet they anoint each other with holy oil!🙏🙏🙏🙏

I think it’s Helpless Camper. Those shoulders eating his neck and head like foreskin.




🤦‍♀️🦫

LOL. GIF of the week.

15 year old clam.

I didn’t count the age rings on it.

😳😂🦫

But, I really like that Asian girl.

😝🦫

Didn’t have to.
Just counted the seconds till eruption.
🦫😜

Post of the week, right there.

LMFAO
👍🏼🦫

Did Kingston just get nuked!

🤷🏽‍♀️🦫

Post up some pics. Can you get it in a long bed?

Where have you been, in bed ?

🦫

No, I figured out the answer to my question.

I'm not even blond.

LOL

Busy days.

Copy

Me too.

I walked the dog

Lol

🦫

Me too.

I tried to work my way through THIS.


🦫😬😂

Tomorrow if you like. Good question. Don't even know.
Was looking for a well equipped crew cab shortbed f350.
This was the only one available and it was a fluke that it was available. Dealer said he could have sold it to another dealer for $5000 over MSRP. We do some fleet buys with him every year, so he takes care of us local guys.

More like $1300-1500 smart phones now.

I keep $$$$ several grand in the gun safe for emergency expenses

You doghead....

You keep using my Beaver 🦫 emoji against me.

I see it and immediately wonder....”Did I post that?”

Lol

🖕🏾😂🦫

Toilet rings work the same way?

When I was in college in the 1970s, I noticed two things about other college students.
1) They did not have a summer job -> savings account -> budget for the 9 month school year.
2) They ran out of money.

Liberals.

It's not hard to beat your leverage plan Rupert.

We use a card to pay all monthly bills.
One never gets missed, you only use one check/stamp,
And we get rewards.

Otherwise we only use it for internet purchases.

But.
When I'm buying something that costs several hundred $f plus,
after negotiating the price as good as it will get,

"I have a rewards card, I know I don't get back as much as they charge you.
Sooo, can you, maybe split the difference with me if I pay cash?

Never tried it for a car, just pay cash. Not sure why, but that will change.
Hopefully not soon!

Several times over

That brought back memories!💩
We didn't have sandspurs, had to m ake do with honeybees on the clover.

If 45% cant cover an unexpected expense of that size, they are either stupid and cant live within their means, or just damn lazy to work.

Yours is grey or a dark color???
👍👍👍🤙🤙🤙🤙
Hellava truck no matter the color.

Nice Job Butch...

I wouldn't give a plugged nickle for a man that made it any other way.

In your honor... one of my favorite songs...

He is old, blind, deaf, itching all his fur off.

Looks like hell.


The itching is diet related so we switched his chow and his gut hasn't adjusted yet.

Our other two dogs are like yours, wife dogs.

😔😔😔
Sorry man....
You and the wife and your dog.
Good life for all 3 of you.
Many of us know and feel what you all are going thru.


Fugging allergies......

Thats what I was thinking. Just had a conversation with our finance guy yesterday. Seems we may have to much in rainy day low interest stuff according to him. LOL.

Beautiful truck, Congrats. That thing should be a beast when it comes time for towing or carrying.

Sign up to your credit card account and pay your bill online. No stamp, no check, nothing can get lost. You can do it from home or 5,000 miles away.

From what I see around me I'm honestly surprised the number is as high as 44%. I'd have guessed 15% could.

I could, but don't tell my wife or it'll be spent.

You either can or can't

1k just in case I find a good deal has tripled that amount lately

LOL. Good one.

Since buying big ticket items on a credit card is enticing, with money back, bonus points.

Guess, asking what everyone’s credit card limit is, seems like a natural progression for this thread.

Lol

🦫

Mine is 0. It got cancelled for lack of use. I hate bills, 2% ain't really jack. Save more shopping around.

Possibly. Id have to plan ahead for it though.

Fuuckin' aye!

Party truck...



No long bed option on the Tremor, I think?

Just kidding Rum, that’s nice.

Niiiice!

Pimpin'!!

I've got to have a long bed.

Same here.


And correct me if I'm wrong but I don't think the Tremor is setup suspension wise for dedicated pulling and hauling.

Yeah, suspension is a little softer. I didn't really want the tremor package but it was take it or wait 4 months.
I'll see how it does with the gooseneck and put bags on the rear axle if it's too soft.

The way things are going you'll probably be able to sell it for a profit, if you don't like it.

We have had good look with heavy duty Timbren rubber 'springs'.

Made a big difference in sagging rear end.

$1000 unexpected expense has bridged into a $90K truck purchase. Only on the fire. Congrats Rum.