It’s been such a long time since I purchased a vehicle, my tundra is at 2 something percent.

What’s out there these days? I’ve heard horror stories of 8-14 percent. I understand credit ratings have everything to do with it.

What about operating loans?

Probably 6 or higher

New auto loans on my credit unions website:
48 months- 4.25%
60 months- 4.5
72 months- 5

Add .5% to all of those for used cars.

Find a credit union running a special. Stay clear of financing through dealerships. They will run 6% plus. I am buying a truck right now and our local credit union is running 4.25% for up to 84 months for used. Best deal Ive seen in a long time.

GM has 1.9% for 36 months currently.