The only way to build credit is to finance something. Ever hear that BS before?
I checked my credit report and got my credit score from 3 different companies just in case I had to rent a house soon I wanted to be sure there were no suprises.
On my credit report the only thing listed at all was my monthly credit card bill that I use to order stuff and pay off each month. That was it. I've read they list stuff that goes back 7 years. No house payment, no car payments, nothing else.
According to all 3 sites my credit "score" (which I think is a total joke) is better than 98.9% of the credit scores.
Sounds to me like you are just better off to pay your bills each month instead of financing something.
I checked my credit report and got my credit score from 3 different companies just in case I had to rent a house soon I wanted to be sure there were no suprises.
On my credit report the only thing listed at all was my monthly credit card bill that I use to order stuff and pay off each month. That was it. I've read they list stuff that goes back 7 years. No house payment, no car payments, nothing else.
According to all 3 sites my credit "score" (which I think is a total joke) is better than 98.9% of the credit scores.
Sounds to me like you are just better off to pay your bills each month instead of financing something.