Originally Posted by Hotload
Question - Keep thinking about cashing out the stocks and using the money to pay off the mortgage. confused


In finance, you address this as a "present value" calculation. If you have a fixed mortgage, you only have uncertainty on one side of the equation, the stock market side, but if you have a variable mortgage, then you have uncertainty on both sides, which adds to the complexity.

The simple way to look at this is to compare the rate on your mortgage vs your expected risk adjusted market return and keep your money in which ever is greater.

You didn't use logic or reason to get into this opinion, I cannot use logic or reason to get you out of it.

You cannot over estimate the unimportance of nearly everything. John Maxwell