Originally Posted by Dutch
Shrap, don't know what to say, but you're doing it wrong. I've only been investing for about 20 years, most all of it in Vanguard's total stock market index funds. Right at 9% lifetime return.

Lately, playing a little with international funds and energy funds (buy low). We'll see how smart I really am in about 5-7 years...


I haven't been doing it wrong, D A Davidson is doing it wrong. If you think I am happy and want to prove you wrong, you are mistaken. According to their formula, you should have 4 times what you had 14 years ago.

If you do, their formula sure works better for you than for me. I am stuck with investing through the employer with a firm that has lots of agents that sit on the ground floor so when they jump out the window in a down market, they won't get hurt...

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