Precisely why I never figured SS into my retirement.
I assumed it would be bankrupt before I received any of MY money that I and my employer put away for MY retirement. Well, so far its still alive. I am taking mine at age 66, starting next February.
I believe it will become "means" tested eventually and productive working and saving citizens will be told, "you really don't need your SS, so we are giving it to someone who needs it."