Idunno....my insurance cost for me is about 2400 a year (group policy). My catastrophic hand injury early this year would have been over 50k out of my pocket without it. (Recovering fairly well, BTW) That's just one event, and paying it off at the rate of 2400 a year would have taken over 20 years (not even taking interest into account). I'm against forced coverage or universal coverage, and medical costs should be closely managed - but I don't think it's a bad idea to be insured.
