Same types that will try and get you to close an auction early, with bids, or end the listing early with a payment now.
I think it's coming with the younger "instant gratification" crowd, an attitude of don't have to work and save for it.
Buy it now on credit, use it, and then tank on the payments so that somebody else can pay the higher prices/rates to cover the seller's losses to these types.
Sorry that deal didn't work out, I'd like to have seen the pictures of the rifle.
