Thanks for all the constructive comments !
I appreciate the suggestion that a pad with suitable R factor, and a wide quilt may be the answer for summer temps down to freezing, or a bit below.The more I read on quilts, the more I like that approach for the freedom to toss and turn
Below freezing, I like the coziness of a lofty down bag. I just find that mummies are a tad confining for my active side sleeping style.
Unless they are quite wide, or barrel cut they can be too restrictive. My wide mummy is a synthetic that i’m Hoping I can use a 30 or 40 degree down hugger as a liner , for layered sleeping in cold temps. And of course as a lightweight packing summer bag.
Again, I appreciate all of your insightful comments.