Also, do not be under-Insured.

A half burned house can often times cost way more than the cost of a similar home new.

You will have smoke damage, water damage, fire damage, all will have to be removed before the new construction can even begin. Very costly.


Give a man a fish and he eats for a day. Give a man a welfare check, a forty ounce malt liquor, a crack pipe, an Obama phone, free health insurance. and some Air Jordan's and he votes Democrat for a lifetime.