Thanks, Chris, it looks like we have a plan to meet with, or rather my DIL, a probate atty in Az. I worry we'll get pressure from her family, her dad thinks his accountant has the right answers, but taxes would amount to over 200K if not handled right. But in the end, I make the call.

Thanks for the advice and kind wishes.

Eagles may soar, but a weasel never got sucked into a jet turbine!