If you don't have the cash to pay for a gun, you shouldn't be buying one to begin with.
One makes payments on necessities, not toys
I completely agree. That's why I set aside a portion of income for toys and hunts.I call it my play fund. I have plenty of money in other accounts including a years emergency fund and retirement.
I just only spend play money out of my play fund. I usually put about $200 a month in that account. I told the guy that it was bad timing because I hadn't built up my play money account enough from a recent purchase enough to just pay cash. That's why I offered a trade plus cash and that's when he offered a payment plan.
