ACA wasn't so much about insurance, it was about the expansion of medicaid. All the working poor w/ families are now eligible for medicaid.
Essentially, we have a single payer plan (and a dang good one) for all low income earners, and no income earners. Make past that threshold, and medical gets very expensive, very quickly.
Best move for most folks is to spend less, earn less, pay no taxes, get a EITC and get medical for free. They'll end up miles ahead.
Interesting country we have become.
