There are probably at least three people in the world who know less about this schit than I do. On the other hand, my wife has (among other credentials) a PhD in finance and teaches (among other things) portfolio management to MBA candidates. I don't pretend to know why, what, where or how, but I know she doesn't have much use for mutual funds. When she has the time to apply to it and when she feels the stars and planets are in alignment, she makes a lot of money commodity trading.
