This article is very deceptive. Who cares if you're average if the average have not saved enough to retire?
As a general rule, if you don't want to run out of your savings and allowing for inflation, you'd better not spend more than 4% of your savings each year. For a 250,000 401(k) that means you should not spend more than $10,000. Pretty shabby retirement unless you have any additional income. Don't forget Social Security.
