I strongly recommend it. As SKane stated two years ago I had a SE Alaska goat hunt boone and paid for along with my airfare. I was smart enough to buy full trip coverage through Travel guard and am glad I did. Two months before I was to head out on my much anticipated goat hunt I was rushed to the ER with severe stomach pains. Was diagnosed with Mekles Diverticulum where they had to cut out about 4 inches of my intestine. Dr didn't feel I should be climbing mountains after such a procedure so I had to cancel. Filled out all paperwork and got a full refund including the airfare no questions asked. I highly recommend insurance and buy it for all my hunts. Good luck