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Some kid, ignoring what the camera was showing in the vehicle, backed into my daughter's car at college on private property. The other vehicle was not owned by the driver. We have both insurance infos. We have contacted both insurance companies. We've gotten plenty of runaround. Who's insurance is going to pay for it because it won't be mine.


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Originally Posted by 19352012
Some kid, ignoring what the camera was showing in the vehicle, backed into my daughter's car at college on private property. The other vehicle was not owned by the driver. We have both insurance infos. We have contacted both insurance companies. We've gotten plenty of runaround. Who's insurance is going to pay for it because it won't be mine.

that actually depends on if your state is a no fault state or not. if it is, then yes your insurance will initially pay for it and then try and seek refund from the other party's insurance


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Your insurance will cover it, and then they will sue the other’s insurance for reimbursement.


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Let your insurance company deal with it. That’s what they’re paid to do.


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Originally Posted by 19352012
Some kid, ignoring what the camera was showing in the vehicle, backed into my daughter's car at college on private property. The other vehicle was not owned by the driver. We have both insurance infos. We have contacted both insurance companies. We've gotten plenty of runaround. Who's insurance is going to pay for it because it won't be mine.

Do you have full coverage?


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Originally Posted by navlav8r
Let your insurance company deal with it. That’s what they’re paid to do.


Exactly.


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The owners insurance is primary. If they deny coverage then the drivers policy would be secondary.


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