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Originally Posted by Calvin
Cash payments are typically higher at hospitals than what they charge insurance companies. Big insurance companies work with hospitals to get better rates. Medicaid pays a discounted rates. Non-insured pay the most.

Carry on.


Howdy Calvin,

Expect to wear some heat for your statement suggesting that big business rules this country. wink


Confucius say: He who angers you.......controls you.

My Lifestance is one of Secular Humanism.

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Originally Posted by SBH
Originally Posted by kciH
You, SBH, and those like you, are the problem...no matter what part of the world you reside.


KC,

Just cuz I'm puking sick of extreme, lying conservatives doesn't mean that I'm an extreme liberal.

It's sad to see you and others like you living your lives ACTUALLY BELIEVING that those are the only two political positions that a person may exist under in their lives in this world.

Ever heard of moderation in things during life? Ever tried it?

I posted here earlier, you ignorant redneck, that nothing in it's extreme form is ever good for a person or a society. Nothing good ever comes from extremism. Ever.

The OP of this thread posted a stone-faced lie in order to further an extreme political belief. Where is the OP now that the heat is on???





It sure doesn't take much to get you worked up. Back off.

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Originally Posted by asphaltangel
Originally Posted by SBH
Originally Posted by kciH
You, SBH, and those like you, are the problem...no matter what part of the world you reside.


KC,

Just cuz I'm puking sick of extreme, lying conservatives doesn't mean that I'm an extreme liberal.

It's sad to see you and others like you living your lives ACTUALLY BELIEVING that those are the only two political positions that a person may exist under in their lives in this world.

Ever heard of moderation in things during life? Ever tried it?

I posted here earlier, you ignorant redneck, that nothing in it's extreme form is ever good for a person or a society. Nothing good ever comes from extremism. Ever.

The OP of this thread posted a stone-faced lie in order to further an extreme political belief. Where is the OP now that the heat is on???





It sure doesn't take much to get you worked up. Back off.


Are you a man or a woman?


Confucius say: He who angers you.......controls you.

My Lifestance is one of Secular Humanism.

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Originally Posted by SBH
So Folks,

Are you suggesting...........then........that medical businesses recognize the insured versus the uninsured........and charge the insured MANY TIMES the uninsured........cuz they know that the insurance company will pay without question?


Yes. That is correct.

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Originally Posted by goalie
Originally Posted by SBH
So Folks,

Are you suggesting...........then........that medical businesses recognize the insured versus the uninsured........and charge the insured MANY TIMES the uninsured........cuz they know that the insurance company will pay without question?


Yes. That is correct.


G,

As an insured patient..........you also get quicker and better attention, too.........right? From personal experience........the ER staff will pull you outta a room full of bums who have been sitting there for hours right after you flash your insurance card. I am completely convinced that hospitals have a person in the ER running around prioritizing patient care based on insured versus uninsured.

But maybe that's not for bigger payment..........it's for GUARANTEED payment?

Still don't agree with the OP on the extreme difference in costs. Not at all.


Confucius say: He who angers you.......controls you.

My Lifestance is one of Secular Humanism.

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Originally Posted by SBH
Originally Posted by kciH
You, SBH, and those like you, are the problem...no matter what part of the world you reside.


KC,

Just cuz I'm puking sick of extreme, lying conservatives doesn't mean that I'm an extreme liberal.

It's sad to see you and others like you living your lives ACTUALLY BELIEVING that those are the only two political positions that a person may exist under in their lives in this world.

Ever heard of moderation in things during life? Ever tried it?

I posted here earlier, you ignorant redneck, that nothing in it's extreme form is ever good for a person or a society. Nothing good ever comes from extremism. Ever.

The OP of this thread posted a stone-faced lie in order to further an extreme political belief. Where is the OP now that the heat is on???





The worst is those insisting upon sitting a mile behind the assend of their critters and claiming they are much bigger than they really are... That gets into pathetic.

You know, like this guy...
[Linked Image]


Mark Begich, Joaquin Jackson, and Heller resistance... Three huge reasons to worry about the NRA.
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Originally Posted by SBH


Still don't agree with the OP on the extreme difference in costs. Not at all.


Then you've never worked in or around a major medical facility.


Originally Posted by Mannlicher
America needs to understand that our troops are not 'disposable'. Each represents a family; Fathers, Mothers, Sons, Daughters, Cousins, Uncles, Aunts... Our Citizens are our most valuable treasure; we waste far too many.
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I don't know about all the points in this thread. I can only tell you my experience that enlightened me to health care and insurance.

I pay $325 per paycheck for my Blue Shield. Expensive, but great insurance. Zero deductible. This is in Ca through my employer.

At one point of few years ago, I was on the verge of escaping and moving to Nevada. Buying my own Blue Shield there, was $580 a month, $1000 deductible per person per year, or maximum $2000 per family per year.

Some easy math told me I'd be ahead paying my own way. But yeah, we're talking about two different states here. But when I called to find out what my real premium was (before employer contribution) it was $1750 per month. So about 40 miles east of where I'm living, health insurance was $1170 cheaper per month. Even factoring in the deductible, it would have been cheaper to buy my own.

My next lesson was when I was accidentally billed for a service I had already paid. It was several hundred bucks and I was nervous. I called and it was explained to me that I was accidentally billed for the difference between what the doctor charged, minus my copay, and the amount Blue Shield would pay.

Long and short of it is, if a doctor bills the insurance for something he feels is worth $500, the insurance can, and does, say nope, we're only paying $250. Of course you and I don't get to do that. We pay our copay or deductible whether we like it or not.

Something don't seem right with this system....

Last edited by pira114; 03/03/15.
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Originally Posted by SBH
Originally Posted by rattler
god you are a phuggin idiot....if you dont realize hospitals offer cash discounts your a moron....they have for a long time........


RA,

Are you faulting me for being a responsible, working American with health insurance being my #1 primo benefit?
Likely for being stupid and obnoxious.


We may know the time Ben Carson lied, but does anyone know the time Hillary Clinton told the truth?

Immersing oneself in progressive lieberalism is no different than bathing in the sewage of Hell.
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Originally Posted by Sitka deer
Originally Posted by SBH
Originally Posted by kciH
You, SBH, and those like you, are the problem...no matter what part of the world you reside.


KC,

Just cuz I'm puking sick of extreme, lying conservatives doesn't mean that I'm an extreme liberal.

It's sad to see you and others like you living your lives ACTUALLY BELIEVING that those are the only two political positions that a person may exist under in their lives in this world.

Ever heard of moderation in things during life? Ever tried it?

I posted here earlier, you ignorant redneck, that nothing in it's extreme form is ever good for a person or a society. Nothing good ever comes from extremism. Ever.

The OP of this thread posted a stone-faced lie in order to further an extreme political belief. Where is the OP now that the heat is on???





The worst is those insisting upon sitting a mile behind the assend of their critters and claiming they are much bigger than they really are... That gets into pathetic.

You know, like this guy...
[Linked Image]


SD,

I'm flattered that you retained that photo of my Chichagof Island Brownie. But you, you gutless un-American coward, are using the photo that I posted here for others...........against me. You are the ultimate chickensh$t gutless SOB. Bet you wouldn't do this in my presence. Also, I sure don't get the connection between a Brownie and political lying and/or medical costs. shocked

I don't remember misrepresenting..........or ever even representing.....the size of that beautiful bear. Please post where I did. Oh wait....you can't.

That photo was positioned and taken by my guide. My great, terrific, knows-everything AK guide.....as they all are. It's the only one with me in it, which is likely why I posted it. And.........you obviously weren't privy to the heated discussions that I had with an incompetent AK brown bear guide and his dishonest booking agent afterward. It was fugly. Fawkers wouldn't come near me or I'd have beat the sh$t outta both of them after paying that much money.

You sir, are:

1) A discrediting, staunch extreme conservative who believes in lying to support your beliefs, and/or

2) You believe in lying just because you can, and/or

3) You want to be a member of my stalkers club. This is why you saved the photo for future use against me, you yella bastid.

[Linked Image]


Last edited by SBH; 03/04/15.

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My Lifestance is one of Secular Humanism.

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All that and more.


Old Corps

Semper Fi

Get off my lawn.

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Bump.


Confucius say: He who angers you.......controls you.

My Lifestance is one of Secular Humanism.

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If many have not noticed, hospitals and testing labs have got real Creative billing since Obama care has been forced down our throat. First off for the same procedure I had a few years ago. The hospital now billed 5 times as much. My insurance requires me to pay a % of that. Which now is higher for me out of pocket than the who process was two years ago. Then they negotiate with the insurance company to drop there share down to what I have to pay. Basically what hospitals are now doing is making a ton of money They can name any price because they know insurance will be there to pay it.
Testing and work I use to be able to afford a year or two ago I can no longer afford. Same insurance and no changes. Just a rip off by the medical providers.
HEALTH CARE IS NO LONGER AFFORDABLE and more older people will die because they won't go for treatment.
The only thing this has done is take care of the useless non working bums.

Last edited by kingfisher; 03/05/15.
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Quote
extremely generalized statement.....having both been private pay and had two different health insurance policies in the last decade insurance does not always equal the cheapest...


From what I see here, Calvin has it spot on. I get statements that show what the insurance discounts are on all my charges. On occasion the lab/hospital will not use the correct code or just send me the bill instead of the insurance company, and they expect me to pay the full price, not the price they agree to accept from the insurance company. Sometimes it takes a lot of phone time to get it fixed and the insurance charged. miles


Look out for number 1, don't step in number 2.
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Originally Posted by SBH
So Folks,

Are you suggesting...........then........that medical businesses recognize the insured versus the uninsured........and charge the insured MANY TIMES the uninsured........cuz they know that the insurance company will pay without question?


I thought that was common knowledge.







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Originally Posted by SBH
Originally Posted by goalie
Originally Posted by SBH
So Folks,

Are you suggesting...........then........that medical businesses recognize the insured versus the uninsured........and charge the insured MANY TIMES the uninsured........cuz they know that the insurance company will pay without question?


Yes. That is correct.


G,

As an insured patient..........you also get quicker and better attention, too.........right? From personal experience........the ER staff will pull you outta a room full of bums who have been sitting there for hours right after you flash your insurance card. I am completely convinced that hospitals have a person in the ER running around prioritizing patient care based on insured versus uninsured.

But maybe that's not for bigger payment..........it's for GUARANTEED payment?

Still don't agree with the OP on the extreme difference in costs. Not at all.


I have double insurance, not once have I been given leeway in a waiting room. Why are you acting as if you are an expert on the subject, when clearly you are not?







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Originally Posted by SBH
Originally Posted by Greyghost
Think people are getting the terminology all mixed up between;

Deductible, Out of Pocket Expense, and Co-Insurance...


Phil


The statement was made.........that some level of bloodwork.........only costs 80 bucks.

And.........I'm calling BS aaaaaaaallll over that one. Unless it includes only a nursing assistant sticking your finger with the quicky glucose meter.


I may be wrong but my comprehension of the statement was 80 to be drawn.... usually you pay to have it drwan and pay someone else to have it worked up...


We can keep Larry Root and all his idiotic blabber and user names on here, but we can't get Ralph back..... Whiskey Tango Foxtrot, over....
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Originally Posted by Barkoff
Originally Posted by SBH
Originally Posted by goalie
Originally Posted by SBH
So Folks,

Are you suggesting...........then........that medical businesses recognize the insured versus the uninsured........and charge the insured MANY TIMES the uninsured........cuz they know that the insurance company will pay without question?


Yes. That is correct.


G,

As an insured patient..........you also get quicker and better attention, too.........right? From personal experience........the ER staff will pull you outta a room full of bums who have been sitting there for hours right after you flash your insurance card. I am completely convinced that hospitals have a person in the ER running around prioritizing patient care based on insured versus uninsured.

But maybe that's not for bigger payment..........it's for GUARANTEED payment?

Still don't agree with the OP on the extreme difference in costs. Not at all.


I have double insurance, not once have I been given leeway in a waiting room. Why are you acting as if you are an expert on the subject, when clearly you are not?


Actually Bark,

I am. I've seen it several times in the last 18 months.

Evidently.......you don't scream INSURED as loud as I do........


Confucius say: He who angers you.......controls you.

My Lifestance is one of Secular Humanism.

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Originally Posted by milespatton
Quote
extremely generalized statement.....having both been private pay and had two different health insurance policies in the last decade insurance does not always equal the cheapest...


From what I see here, Calvin has it spot on. I get statements that show what the insurance discounts are on all my charges. On occasion the lab/hospital will not use the correct code or just send me the bill instead of the insurance company, and they expect me to pay the full price, not the price they agree to accept from the insurance company. Sometimes it takes a lot of phone time to get it fixed and the insurance charged. miles


MP,

Great comment.

Calvin is usually correct.........cuz he's actually sane.

Cal......don't get a big head over this....okay?

SBH


Confucius say: He who angers you.......controls you.

My Lifestance is one of Secular Humanism.

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Originally Posted by kingfisher
If many have not noticed, hospitals and testing labs have got real Creative billing since Obama care has been forced down our throat. First off for the same procedure I had a few years ago. The hospital now billed 5 times as much. My insurance requires me to pay a % of that. Which now is higher for me out of pocket than the who process was two years ago. Then they negotiate with the insurance company to drop there share down to what I have to pay. Basically what hospitals are now doing is making a ton of money They can name any price because they know insurance will be there to pay it.
Testing and work I use to be able to afford a year or two ago I can no longer afford. Same insurance and no changes. Just a rip off by the medical providers.
HEALTH CARE IS NO LONGER AFFORDABLE and more older people will die because they won't go for treatment.
The only thing this has done is take care of the useless non working bums.


Look on the bright side of it. With all this higher billing, you'll get to your deductible that is 4 times higher much sooner. Then you'll be able to get that gender reassignment you've always wanted...for free! That's sarcasm, btw.

Last edited by kciH; 03/05/15.

"The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants." TJ

"All that is necessary for the triumph of evil is for good men to do nothing". EB

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