I have been told by one of the best personal injury attorneys in our area that personal liability insurance will not cover you for an intentional act. As to the specialty type coverage for carry insurance, as with all insurance you had best read the exclusions list real close. If you are convicted of anything involved in the shooting the insurance company may very well refuse to cover you.
Correct, insurance company cannot / won't pay money to an insured for his intentional criminal act.
But, may an insurer subject to a contract of insurance provide (not money, but) legal representation in the event of a criminal prosecution of an insured?
And if an insurance company cannot (lawfully) do so, who has standing to complain?
Just "framing" the question for better discussion.