|
Joined: Nov 2011
Posts: 806
Campfire Regular
|
OP
Campfire Regular
Joined: Nov 2011
Posts: 806 |
I have been thinking about getting carry insurance but not sure which one to get. Is there any discussion here on the forum about different carry insurance companys?
Living in the Land of Sunshine & No Basements "Any man who thinks he can be happy and prosperous by letting the government take care of him, better take a closer look at the American Indian" Semper Fi The Old Corps Era of the M-1 Garand�
|
|
|
|
Joined: Jun 2007
Posts: 7,907
Campfire Outfitter
|
Campfire Outfitter
Joined: Jun 2007
Posts: 7,907 |
Better option would be to keep an attorney on retainer.
And the ability to fund your defense. Especially civil suits against you.
I don't trust USCCA. They have a nice building on a hill though.
GOA
|
|
|
|
Joined: Jan 2020
Posts: 997
Campfire Regular
|
Campfire Regular
Joined: Jan 2020
Posts: 997 |
I think about this, and have for years, you have to dig and study to figure out who really does what they say, and depends on what states you travel through or live in, Barry’s post about home and ranch insurance got me to put a pen to how much , I’m 12-K with car and ranch, don’t even want to add up supplement insurance with Medicare. I think we probably need CC insurance.
|
|
|
|
Joined: Feb 2017
Posts: 8,114
Campfire Outfitter
|
Campfire Outfitter
Joined: Feb 2017
Posts: 8,114 |
SSS, cheap
|
|
|
|
Joined: May 2016
Posts: 60,378
Campfire Kahuna
|
Campfire Kahuna
Joined: May 2016
Posts: 60,378 |
I am MAGA.
|
|
|
|
Joined: Sep 2011
Posts: 60,821
Campfire Kahuna
|
Campfire Kahuna
Joined: Sep 2011
Posts: 60,821 |
These premises insured by a Sheltie in Training ,--- and Cooey.o "May the Good Lord take a likin' to you"
|
|
|
|
Joined: Mar 2020
Posts: 2,686
Campfire Regular
|
Campfire Regular
Joined: Mar 2020
Posts: 2,686 |
Wrong insurance type numbnuts.
|
|
|
|
Joined: Jan 2013
Posts: 7,922
Campfire Outfitter
|
Campfire Outfitter
Joined: Jan 2013
Posts: 7,922 |
Lawyers not insurance salesmen. Link
Roy
What this world needs is a few more Rednecks.
The Dildō Of Consequence Rarely Arrives Lubed
Waterboarding isn't illegal if you use diesel
|
|
|
|
Joined: Jan 2020
Posts: 997
Campfire Regular
|
Campfire Regular
Joined: Jan 2020
Posts: 997 |
|
|
|
|
Joined: Nov 2011
Posts: 806
Campfire Regular
|
OP
Campfire Regular
Joined: Nov 2011
Posts: 806 |
Jim Conrad. Why not? I had USCCA and let it expire to many caviats. Hopefully I’ll never need it but for a couple of hundred I think it’s good to have. Just wanting to make the best choice. Other then “SSS cheap” there is not a lot of input which is better then the wrong input! Any “first hand” input is appreciated
Last edited by velcro; 04/06/24.
Living in the Land of Sunshine & No Basements "Any man who thinks he can be happy and prosperous by letting the government take care of him, better take a closer look at the American Indian" Semper Fi The Old Corps Era of the M-1 Garand�
|
|
|
|
Joined: May 2016
Posts: 60,378
Campfire Kahuna
|
Campfire Kahuna
Joined: May 2016
Posts: 60,378 |
Talk to your actual insurance agent.
Not some Robert Wagner type from the TV.
Its a waste of money if you carry any kind of insurance already.
I am MAGA.
|
|
|
|
Joined: Dec 2013
Posts: 13,070
Campfire Outfitter
|
Campfire Outfitter
Joined: Dec 2013
Posts: 13,070 |
I have been told by one of the best personal injury attorneys in our area that personal liability insurance will not cover you for an intentional act. As to the specialty type coverage for carry insurance, as with all insurance you had best read the exclusions list real close. If you are convicted of anything involved in the shooting the insurance company may very well refuse to cover you.
Patriotism (and religion) is the last refuge of a scoundrel.
Jesus: "Take heed that no man deceive you."
|
|
|
|
Joined: Oct 2008
Posts: 4,214
Campfire Tracker
|
Campfire Tracker
Joined: Oct 2008
Posts: 4,214 |
|
|
|
|
Joined: Feb 2001
Posts: 5,967
Campfire Tracker
|
Campfire Tracker
Joined: Feb 2001
Posts: 5,967 |
First rule, if you carry, don't do stupid [bleep]. I've had to not do things before because I'm armed. Use your head. It will go a lot farther than insurance that probably won't pay out anything anyway. It's just not needed.
And yes, I have used a firearm in self defense and had to go through a coroner's inquest under oath. Do the right thing and don't worry about insurance. My wife is an attorney, as well as several family members, but would not use anyone close if needed for something like this.
Don't just be a survivor, be a competitor.
|
|
|
|
Joined: Dec 2013
Posts: 13,070
Campfire Outfitter
|
Campfire Outfitter
Joined: Dec 2013
Posts: 13,070 |
A very important thing to do besides having insurance is to not make any statements to the police or anyone about what happened. You make your defense attorney's job much easier if you don't admit to intentionally shooting someone. Just say "I want to talk to my attorney, I am not going to make any statements". And then don't, just give them your name, don't identify the gun as yours, don't say what the shootee did, just wait until you get a lawyer and he can tell them.
Patriotism (and religion) is the last refuge of a scoundrel.
Jesus: "Take heed that no man deceive you."
|
|
|
|
Joined: Nov 2011
Posts: 806
Campfire Regular
|
OP
Campfire Regular
Joined: Nov 2011
Posts: 806 |
Sorry I didnt get back sooner but thanks guys for the heads up on the links. Alot of great info there weather you want CC Ins. or not. Me personally, I think its worth while having it. Just being able to call someone knowledgeable about a bad situation you might be in,to talk to is worth the price. Thanks for all the input.
Living in the Land of Sunshine & No Basements "Any man who thinks he can be happy and prosperous by letting the government take care of him, better take a closer look at the American Indian" Semper Fi The Old Corps Era of the M-1 Garand�
|
|
|
|
Joined: Oct 2007
Posts: 3,578
Campfire Tracker
|
Campfire Tracker
Joined: Oct 2007
Posts: 3,578 |
A very important thing to do besides having insurance is to not make any statements to the police or anyone about what happened. You make your defense attorney's job much easier if you don't admit to intentionally shooting someone. Just say "I want to talk to my attorney, I am not going to make any statements". And then don't, just give them your name, don't identify the gun as yours, don't say what the shootee did, just wait until you get a lawyer and he can tell them. And don't let the cops pressure you into saying anything. They know very well you have the right to remain silent, it does not make you look guilty.
|
|
|
|
Joined: May 2006
Posts: 2,886
Campfire Regular
|
Campfire Regular
Joined: May 2006
Posts: 2,886 |
I have been told by one of the best personal injury attorneys in our area that personal liability insurance will not cover you for an intentional act. As to the specialty type coverage for carry insurance, as with all insurance you had best read the exclusions list real close. If you are convicted of anything involved in the shooting the insurance company may very well refuse to cover you. Correct, insurance company cannot / won't pay money to an insured for his intentional criminal act. But, may an insurer subject to a contract of insurance provide (not money, but) legal representation in the event of a criminal prosecution of an insured? And if an insurance company cannot (lawfully) do so, who has standing to complain? Just "framing" the question for better discussion.
Last edited by night_owl; 04/08/24.
abusus non tollit usum
|
|
|
|
674 members (10Glocks, 01Foreman400, 160user, 17CalFan, 06hunter59, 10gaugemag, 60 invisible),
2,620
guests, and
1,343
robots. |
Key:
Admin,
Global Mod,
Mod
|
|
Forums81
Topics1,191,839
Posts18,478,119
Members73,948
|
Most Online11,491 Jul 7th, 2023
|
|
|
|