We have a 30 year at 4.0%, aggressively paying extra and on pace to pay it off in 4 years. Much like my low interest student loans, I understand we would likely be better off putting the extra $ into the market instead of applying it to the debt. Math don't lie. But, the emotional high I get from paying debt off feels almost as good as blow and hookers, so I'll just keep paying the [bleep] down until it's gone.

Last edited by Techsan; 02/07/16.