If you have the money to pay off your debts, including the mortgage, but instead invest it, you're essentially investing borrowed money. That's high risk and it can come back to bite you hard. That's what happened in the housing crash a few years ago. People were buying over their heads, borrowing on houses and thinking it was an investment. When the housing market crashed, millions got bitten hard. A lot have not yet recovered. Bingo!
"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee
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