Generally speaking, past performance has shown that the stock market historically goes up 2/3 of the time. This historical fact favors the long term investor who patiently waits for the pullbacks to enter the market and takes judicious profits to rebalance. My biggest mistake was squandering all those years and not investing. I'm a Johnny Come Lately who is trying my best to catch up.


"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee