The only handguns that have given me issues with bullets sized 0.001-002" over is S&W 38's. Unless you size them right at 0.357", the round won't seat all the way in the cylinder.
Ultimately you need to check every gun to see what sizing diameter and seating depth works for you. You definitely want to do a plunk test for autoloaders. Have the t-shirt for going to the range with several boxes of ammo that wouldn't seat in 45 because my years of experience loading revolver ammo didn't directly correlate to the making sure the bullets passed the plunk test.
finally read this thread. i have usually gone one or two over, but your statements supports exactly an issue i had with daughters ladysmith, they wouldn't go all the way in.
