don't know about now but used to be you could get an 80/15 to avoid PMI.

Essentially you took a second mortgage out for 15% that was either a higher fixed or variable with the intent at least to pay that off in a relatively short period of time.

I guess if you let it drag out you weren't any better than having PMI

Last edited by KFWA; 03/21/17.
have you paid your dues, can you moan the blues, can you bend them guitar strings