I will gladly pay a small premium in exchange for the friendship and fun we've had over the years. However, most of the time there is no premium and I have yet to find a better deal on gunbroker when you add in shipping and FFL fees.
Wal-Mart would be a last resort kind of thing for me.
I feel the same way, but if I'm going to put up with BULLSHIT, I might as well save some money.