I had a 95 T100 but it was a V6, 4WD. My ONLY complaint was the brakes system. It would warp the rotors every 10-15K. I did not tow much back then, only a 16ft boat that weighed a total of 1000 pounds. I don't go flying up to stop signs or red lights either. Other than that, it was rock solid in every other way.

RH