I wouldn't buy a camera with a kit lens unless it was a lens I wanted. When I got my D5000 I turned down the kit lens and got the 18-105 instead. later I added the 55-300 but after seeing the photo's here with the 16-300 Tamron, I could go for it. Your obviously not a pro and probably have no intention of shooting photo's for sale. You don't need top of the line anything. I think my D5000 is 12 pix's, it's more than enough for anything I do. You might see if Cameraland sells re-furbished cameras. You can save quite a bit on them and get good equipment at the same time.