Without getting down into Youth-Load levels, you can do a lot just by taking either '4895 and knocking off 10% from the MAX.
I use 165 grainers. My buddy, Supercore uses 180 grainers.
The result is a fairly easy shooting round that is accurate.
As to tearing up meat, it will all depend on where you shoot it. With a 300 WM at 50 yards, I'd stay away from the shoulder blade and try to go in and out through the ribs.
