Why is the govt responsible when a natural disaster occurs? You either have insurance and provide for yourself or you dont.
I agree with this as well. I would CERTAINLY like to see it at the very least changed to a "once per lifelime / location" deal.
if your house in Kansas was torn up by a tornado and the govt paid you to rebuild, you should be smart enough not to rebuild in Kansas.
if your second house gets ripped apart by a tornado, tough.
in general, we need to stop rewarding poor decisions in this country.