Home Forums Hunting & Shooting Hunter's Campfire What company are you guys using for insurance?

Long story short the time has come for me to get out of the "good hands" it seems. Those good hands been squeezin the nether regions pretty tightly.

don't qualify for USAA

but just wondering what the consensus is on a good company?

State Farm?


Farmers?

not really interested in Geico, but price and service talk

???


need to insure a biz or two

4 or 5 cars


3 houses

and a boat


would like to do them all with one company

My independent agent just placed me with MetLife; saved a bunch.

tks Cruiser1, obliged.

I've only got 3 vehicles, but Geico saved me 50% of what SF was charging and I got the exact same coverage.

Should get better rates with all you got to cover.

I priced insurance with GEICO many years ago and they were the highest, even with an excellent driving record and prior military service.

I went with State Farm and haven't looked back, been with them for over 15 years, have 4 vehicles, 2 sleds, and our house insured through them.

But it doesn't hurt to compare, which I know you'll do.

appreciate the replies


yep when I checked Geico years ago, they were about 15% higher than AllState, but because we have so much insured with one company we get some discounts.


plus we've got an excellent loss/run analysis. IOW's we've paid in a buttload of $$ with very few claims.

I switched to Liberty Mutual last year as they were less expensive for combined home, autos and business. I'm up for renewal in August and I will still shop to make sure I'm getting the best price and coverage.

Disclosure: I am an independent broker, after having been a 'captive agent' with Farmers for 26 years.

I would suggest a call to an independent broker in your area. They will have the ability to place your business, personal and boat insurance with the best combination of rates and coverage. A company offering excellent rates/coverage on your main home, might not have the best plan for your business, or even the rentals.

An independent broker can shop a dozen, or more, different carriers for you, at once. And, if the company they start you out with get's out of hand, they can shop your account around again.

Wife works for Farmers, we switched over when she started there, Home, Life, Auto, and an umbrella policy, got all of it much cheaper than what we had. We had similar policies with Safeco and Allied before switching.

I'm getting out of the Liberty Mutual insurance, they've gone up 30% on me.

I'm USAA but from dealing with insurance companies, if I weren't, I would go State Farm, Farmers, or Farm Bureau. Geico will nickel and dime your ass as will Allstate. Any money you might save, will quickly be regretted the first time you have to make a claim.

Must be a regional thing as far as prices. Used to be with Metropolitan, switched to State Farm for better rates, and after 20 years went with Farmers. Best rates of all. State Farm was good for the first 10 years, then the annual increase became a little too much to stomach, despite a very good (for them) claims history.

Auto Owners through an independent agent. We review and are open to switching every year. Always look for price.

I've been with AAA for Home & auto. Prices seem very competitive and no gripes about service.

I also saved 50% by switching from Farmers to Geico about a year ago. Home, 2 vehicles, travel trailer, sailboat. No nickel and dime stuff in my experience. I've had zero claims, but any service I've needed has been handled quickly and with courtesy.

Farm Bureau, with everything from house, barn, ranch, tractors, equipment, etc.

Pickups too.

They beat the other guys on price and coverage every time. I do shop the prices.

State Farm over 30 years now.
Always treated fair or better.

They all will......it's very cyclical. I get renewal quotes every year because of it.

Auto, USAA

Home, Farm, Georgia Farm Bureau

State Farm for 42 years now. They have been very, very good to me/us over the years.

I can't say enough good things about how we've been treated during the repairs from the tornado and when I totaled my truck last November.

We've shopped around, and they still have given us equal to or less premium costs than the others. Three houses, trucks, and ranch equipment covered.

Ed