Home Forums Hunting & Shooting Hunter's Campfire Couple good articles on how badly O-care is failing....

Hatred for Obamacare, like global warming, is a religion not a science. Facts are for fools in such discussions.

This is a pretty concise summary that I can agree with.

We have yet to see the worst that Obamacare can do to folks. If Obama doesn't push the Employer Mandate back again, we're going to see a huge outcry in the New Year when the huge pool of workers who are under employer plans get hit with the same cost increases and coverage decreases the Individual Mandate imposed.

The "death panels", IRS seizures of assets for end-of-life medical expenses, etc, have not yet come to pass. But if this legislation isn't corrected in some meaningful way in 2017, they quite possibly will.

It's a Charlie Foxtrot in any case.

My premiums have gone up 40% in the last 3 years. I now am on a high deductible plan with an HSA. (health savings account). Funny how my premiums started to go up just as soon as o care started. I'm paying $5200.00 a year for a $2600 deductible. Plus I put $200 a month toward the HSA. There are 4 of us under the plan. I haven't hit the deductible in any year yet. Basically, I pay everything out of pocket (HSA contributions) and get nothing from the insurance. It is basically there for a catastrophic illness or injury. My max out of pocket is $5000. That's why I have the HSA. At least it rolls over every year. Basically, I'm spending over $7000 a year for insurance, and getting only 1 annual visit per person covered for free.


Clyde

This is a pretty concise summary that I can agree with.

We have yet to see the worst that Obamacare can do to folks. If Obama doesn't push the Employer Mandate back again, we're going to see a huge outcry in the New Year when the huge pool of workers who are under employer plans get hit with the same cost increases and coverage decreases the Individual Mandate imposed.

The "death panels", IRS seizures of assets for end-of-life medical expenses, etc, have not yet come to pass. But if this legislation isn't corrected in some meaningful way in 2017, they quite possibly will.

It's a Charlie Foxtrot in any case.

That and the fact that everyone is mandated (under financial penalty) to purchase government specified insurance.

[quote=kwg020]The ACA was never designed to succeed. It always has been and always will be about power and control over a large and important percentage of the American economy.

Only the foolish believe otherwise.

kwg

Not a fan at all, but am I the only one in the US that has not been affected by Obamacare?

This is a pretty concise summary that I can agree with.

We have yet to see the worst that Obamacare can do to folks. If Obama doesn't push the Employer Mandate back again, we're going to see a huge outcry in the New Year when the huge pool of workers who are under employer plans get hit with the same cost increases and coverage decreases the Individual Mandate imposed.

The "death panels", IRS seizures of assets for end-of-life medical expenses, etc, have not yet come to pass. But if this legislation isn't corrected in some meaningful way in 2017, they quite possibly will.

It's a Charlie Foxtrot in any case.

http://www.nationalreview.com/article/426550/obamacare-failures

https://www.commentarymagazine.com/...m_term=0_a6a27453af-9b88f37506-196791593

Yes Ed.

When they came for the uninsured, you didn't care because you were insured.

When they came for the underinsured, you didn't care because your insurance was adequate.

When they came for the insured, you didn't care, because you still had your *better* insurance.

But they'll come for you eventually, or if not, for your children, and you don't care, cause *you're* OK.

The gov't has shifted the collection for medical care from a civil debt to an *IRS*-type one.

In other words, if your terminal care costs more than you have, which it will under O'Buckwheat care, the IRS can take your house, savings, retirement, and every other F'ing asset you could possibly pass down to your progeny, to pay for losers that won't work.

But hey, you're good, no problem.

Decent articles but I didn't see anything really new in there.

And I still don't see people talking about what a scam the whole thing is for insurance companies.

"The poor" are getting "free healthcare" paid for by the taxpayers and other users of the system. But here's the catch. The "free healthcare" isn't really free for the "poor" guy; he still has very high co-pays and deductibles. So the "poor" guy quickly finds he can't afford to use his "free" healthcare.

So now the HMO's have us paying for millions of people who can't afford to us it; that's called a government mandated windfall. It's a freaking scam.

Takeaways...

Single payer is coming; mark my words. And between the two parties and how they fight each other, they're making it to where a government administered single payer will be the only option.

Invest in healthcare for the foreseeable future; those are stocks that are out-performing most every other business sectors.

“Insurers and the government have developed a symbiotic relationship, nurtured by tens of billions of dollars that flow from the federal Treasury to insurers each year,” said Michael F. Cannon, director of health policy studies at the libertarian Cato Institute.

So much so, in fact, that insurers may soon be on a collision course with the Republican majority in the new Congress. Insurers, often aligned with Republicans in the past, have built their business plans around the law and will strenuously resist Republican efforts to dismantle it. Since Mr. Obama signed the law, share prices for four of the major insurance companies — Aetna, Cigna, Humana and UnitedHealth — have more than doubled, while the Standard & Poor’s 500-stock index has increased about 70 percent.

“These companies all look at government programs as growth markets,” said Michael J. Tuffin, a former executive vice president of America’s Health Insurance Plans, the main lobby for the industry. “There will be nearly $2 trillion of subsidized coverage through insurance exchanges and Medicaid over the next 10 years. These are pragmatic companies. They will follow the customer.”

The relationship is expected only to deepen as the two sides grow more intertwined.

Consumers are already hearing the same messages from insurance companies and the government urging them to sign up for health plans during the three-month enrollment period. Federal law requires most Americans to have coverage, insurers provide it, and the government subsidizes it.

“We are in this together,” Kevin J. Counihan, the chief executive of the federal insurance marketplace, told insurers at a recent conference in Washington. “You have been our partners,” and for that, he said, “we are very grateful.”

kciH:

Would you please stop spouting falsehoods. Every O-care tax increase is now in effect except one---a 2.5% tax increase on high income earners due to take effect in 2016. As of 2015 every single provision of O-care is now fully implemented (even though half or more are failing). In short, the law is fully implemented.

Get your facts straight, please.


Jordan

The 40% excise tax on high value health plans doesn't go into effect until 2018.

With all due respect, you're spouting nonsense. Effectively you are arguing that Obama and the Dems instituted O-Care so their legacy would be one of failure, not success. That is insane. It is perfectly accurate to say the program's detractors are being proven right. It is also accurate to say the program gave the masses a much greater degree of control over individuals than existed previously. It is complete nonsense however to say it was always and only about control and power for the sake of achieving those ends only and that Obama and his dupes deliberately and intentionally instituted a program they knew would fail so they could enjoy a legacy of failure.

No offense, but to make that assertion is just plain stupid beyond words. Perhaps, however, it affords one the luxury of not having to actually analyze the program's failures. No?


Jordan

Believe what you want. It is a power grab plain and simple. The democrats who voted for it were played by nancy, harry and Obama's power brokers like a cheap guitar. It will come back to haunt them and many democrats in the future. And, rightfully so for being so willfully taken in by the "leadership".

kwg