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Joined: Sep 2011
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Campfire Regular
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OP
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Joined: Sep 2011
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Anyone use it? Worth it, or kind of a scam? Who would you suggest, if any? Good or bad stories?
After nearly 2.5 years I'm getting another female black lab.
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Joined: Feb 2010
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Campfire Tracker
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Campfire Tracker
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We've had it for a number of pets, including our lab who died of cancer. The benefits are not even close to worth the cost and hassle.
Eliminate qualified immunity and you'll eliminate cops who act like they are above the law.
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Joined: Jan 2015
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Campfire Outfitter
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Campfire Outfitter
Joined: Jan 2015
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I asked a vet I knew this question many years ago. She told me to find out how much the premiums are and set up a savings account and pay yourself the premiums starting when the dog is a puppy. That way if you need it, hopefully you'll have enough to cover the bills or at least help pay. Most dogs don't have too many problems until they get older. If the dog dies, the money is still yours.
My son looked into it for his dog and he said the insurance he was looking at didn't pay for much. Just routine stuff, but not surgeries or anything catastrophic.
"Government is not the solution to our problem, government is the problem."
Ronald Reagan
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Joined: Oct 2011
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Campfire Kahuna
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Campfire Kahuna
Joined: Oct 2011
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Paul
"I'd rather see a sermon than hear a sermon".... D.A.D.
Trump Won!, Sandmann Won!, Rittenhouse Won!, Suck it Liberal Fuuktards.
molɔ̀ːn labé skýla
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Joined: Jan 2006
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Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2006
Posts: 69,481 Likes: 18 |
I asked a vet I knew this question many years ago. She told me to find out how much the premiums are and set up a savings account and pay yourself the premiums starting when the dog is a puppy. That way if you need it, hopefully you'll have enough to cover the bills or at least help pay. Most dogs don't have too many problems until they get older. If the dog dies, the money is still yours.
My son looked into it for his dog and he said the insurance he was looking at didn't pay for much. Just routine stuff, but not surgeries or anything catastrophic. This! Also, the only vaccine you can't do yourself is rabies. You can get the rest online if you can't find it locally. One source is jefferspet.com There are others.
“In a time of deceit telling the truth is a revolutionary act.”
― George Orwell
It's not over when you lose. It's over when you quit.
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Joined: Jan 2001
Posts: 59,180 Likes: 3
Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2001
Posts: 59,180 Likes: 3 |
Anyone use it? Worth it, or kind of a scam? Who would you suggest, if any? Good or bad stories?
After nearly 2.5 years I'm getting another female black lab.
We had it for our two Boxers... And my son has it for his two French Bulldogs.. Ours was just 'OK' - paid for about half of what the bill was.. But my son's policy is quite good - pays for 80% of the vet bill... Good thing too - those two Frenchies would have cost him a yuge bundle if not for that...
Ex- USN (SS) '66-'69
Pro-Constitution.
LET'S GO BRANDON!!!
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Joined: Feb 2010
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Campfire Tracker
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Campfire Tracker
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Insurance is a scam based on taking in more money than it pays out so it's designed to screw you from the start.
If you want to significantly cut your pet ownership costs then put your animal down as soon it shows health problems when it gets old. Easier said than done...
Quando omni flunkus moritati
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Campfire 'Bwana
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Campfire 'Bwana
Joined: Nov 2002
Posts: 33,790 Likes: 11 |
Insurance is a scam based on taking in more money than it pays out so it's designed to screw you from the start.
If you want to significantly cut your pet ownership costs then put your animal down as soon it shows health problems when it gets old. Easier said than done...
Not sure about screwing but what business doesn't take in more money than they give out?
Conduct is the best proof of character.
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Joined: Jan 2006
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Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2006
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It hurts to lose a loved pet but they aren't people. You can never replace a lost child but with a pet - nothing gets you over the loss of your dog as fast as a new puppy.
“In a time of deceit telling the truth is a revolutionary act.”
― George Orwell
It's not over when you lose. It's over when you quit.
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Campfire Outfitter
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Campfire Outfitter
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Its a scam as is all Insurance..
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Joined: May 2016
Posts: 697
Campfire Regular
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Joined: May 2016
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The easiest way to describe this is: In order to avoid paying for a service(vet in this case), you try to pay someone else who Makes money off of no work being done.
Truly the communist way....
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Campfire Outfitter
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Campfire Outfitter
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I've considered it, but I don't want to contribute to pet care cost inflation like health insurance has increased the cost of human medical care.
If an animal needs more medical care than I can afford, it's time to put them down. Animals aren't like people - their soul doesn't benefit from suffering so extending their life is pointless.
Politics is War by Other Means
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Campfire Regular
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Campfire Regular
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Have it and thought it was a waste until my boy dog got cancer on his leg. They (Nationwide) paid 90% and I got 4 yrs worth of premiums back on one claim.About $30 /month.
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Joined: Feb 2010
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Campfire Tracker
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Campfire Tracker
Joined: Feb 2010
Posts: 3,843 |
Insurance is a scam based on taking in more money than it pays out so it's designed to screw you from the start.
If you want to significantly cut your pet ownership costs then put your animal down as soon it shows health problems when it gets old. Easier said than done...
Not sure about screwing but what business doesn't take in more money than they give out? Most businesses provide an actual good or service.
Quando omni flunkus moritati
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