Home Forums Hunting & Shooting Hunter's Campfire The “new” Wallet

I've been using a Ridge wallet just like the original post and really like it.

Carrying a bulky wallet in my back pocket was giving me hell with my back so I like carrying the Ridge in my front pocket and I am not packing nearly as much shxx around as I used to.

It certainly works well for me!

Got them for a couple of my boys but I too will stick to my elephant hide wallet from Will on AR.

The one of those I had used really small screws. They’d come out occasionally and if you didn’t catch them loose and tighten them all hell broke loose in your pocket. I got tired of messing with it and thew it away.

Mine isn’t an exact replica, but it’s roughly the same size and performs the same function as those wallets.

I have the Ridge wallet in carbon fiber and love how it doesnt bend cards like most wallets do. It also doesn't wipe the printing off them either.

To me a “minimalist wallet is a wallet with less than $500 in cash…..

Bifold and a card carrier for 20 years, here. Credit cards are for suckers….

If I spent $125 on a wallet, I wouldn't have anything to put in it.

I agree with a lot of what you post, but that is a pretty broad assumption.

Mine is a leather bi-fold with eight card pockets and two sections for cash. I've carried it for years, and keep it in good shape with regular applications of black shoe polish. It's surprisingly thin for the amount of stuff I have in it (four photo IDs, a couple credit cards, Costco card, AAA card, Medicare card...and usually $100 or so in cash. Plus my emergency $100 bill.)

Amen that was my first thought as well

i put a foil liner in mine.

I’d be delighted to discuss in great detail if you desire.

I’d start with the details that any merchant processor will quote any business at great length and with lots of detail: the average business increases the average transaction size by about 23%. Impulse businesses, like fast food, increase transaction size by more than double that.

Credit card companies have consumers so dialed in, it doesn’t matter if you pay the balance every month. The increase in your spending (they get 3% of everything you buy) more than pays for any crumbs, sorry, “points” they throw your way.

I know everyone is from Lake Wobegone, and strictly controls their spending, but somehow the cc companies are still building sky scrapers, even with all these clever users out smarting them by paying off their balances every month.

First it does matter if you pay your balance each month for obvious reasons. You are also assuming that due to purchasing on a credit card that everyone overspends. I am certain there are a lot that do and there are a lot that don't pay off their balances which are discipline problems in the first place, but it isn't everyone.

There are few places, but there are some that give discounts based on cash payments or even debit card purchases. However most points of sales do not and the points that some of these cards can add up for significant savings. It easily adds up to five figures annually for our family. We may be in a small category that really benefit from them, but they do exist. There are also other benefits due to our travel schedule that save a lot due to delay and trip insurance all of which we have used a few times. I was also able to drop my annual MedJet membership due to one of the cards I carry.

Purchase protection has come in handy along with tax documentation. Not to mention fraud protection if someone compromises a card it is on their dime until resolved and not a hit against my bank account if it was on a debit card. There are also more favorable terms for these protections from a credit card than from a debit card.

They are not for everyone and especially troublesome for people without spending discipline. They may not work for you if you don't find yourself getting far from home or live simply. They can be handy and definitely bring many advantages if done right.

Your example of building "skyscrapers" can be said for casinos (which I don't gamble), big oil companies (which I use a lot), or even financial institutions (which most everyone uses). Not sure your point, but I didn't imply that everyone was outsmarting them. It would be more of your broad generalizations.