Home Forums Hunting & Shooting Hunter's Campfire Because of Obama Care

How many on this forum have lost or had their Health Insurance double because of the Affordable Health Care Act known as Obama Care?

double? no.

>15% though. (with higher co pay and deductibles)

My prozac cost 20% more.

My premium hasn't doubled, but my deductibles have gone up 1000%.

My wife will lose her company provided insurance next year, her premiums have doubled this year. My premiums have gone up 30% this year.

No insurance company wants to get rid of Obamacare at the moment. They are making record profits .

One here.

We were able to find a reasonable monthly premium plan with a $10K deductible, but that premium will almost triple after Jan 1.

Ed

Premium slightly more than doubled, deductible is the same.

Deductibles tripling is where they are now robbing people under this health care law.

Premium tripled- deductible doubled!

Did not lose insurance nor did premium double, however all insurance benefits have increased by varying percentages.

Second whammy is the actual cost of healthcare. Office visits, lab work, etc. has increased.

Mine hasn't changed.

Don't know yet.

Mine has not went up since O'care went into effect, but our plan had to be REDUCED and we receive less benefits in order to comply with O'care.

Prior to the implementation of the law however my premiums went up by 15% for four years straight in anticipation of the law. I now pay $522 per month and my company picks up 2/3rds of the cost of the plan.

IOW I am still waiting on my $2,500 per year savings.

I'm 58 and live in wisconsin. Some of my inherited genetics from my dad are kicking in giving me some pre existing conditions that would make it almost impossible to shop for insurance. 2 years ago before obamacare kicked in my existing insurance had a flat $3000 deductable with no copays. But I could contribute $4000 yearly to a tax deductable hsa.
This cost me $535/year.
Last year I went through the exchange. I was able to pick from 73 plans that had varying dedcutables and copays. Theres a ton of flexibility there depending on what you think your health will dictate for doctoring needs.
Bottom line is last year the exact same plan I had was available but it now cost $675.
I see now it will be $795 for 2015 but I will be going with it again.
I'm sure having to insure everyone drove things up. But I will also add that hospitals around here are still spending money like water. This spring my wife had a 3 day stay at the hospital. Hardly any rooms were being used. Yet the big network they belong too decided we needed a multi million dollar expansion for a "birthing center". Along with it is a fancy coffe shop and all kinds of "non efficent" image crap. They make these places into 5 star hotels nowadays. I mean...how about having your baby in hospital room....people still have em in taxi cabs for crying out loud.
All around us hospital construction is flying like crazy....billboards advertising this hospital and that as you go into the bigger towns. People seem to be buying ea other out and charging what they want. A good start might be getting big drug and hospital lobby money out of washington and having congress start looking at "uniforming" rates in a fair/balanced way. Good luck with that though.

My wife's the major insurance carrier in this household. So far, premium only jumped a few % points.. ONLY because she works for a very, very large consortium of health care providers..

So far..

Oh swell - hopefully in the extreme SE corner with the rest of the libbies.. On the rest of the above, I have to agree with ya..

In our little burg they're now starting to move dirt on a huge new hospital; along with a senior living community and nursing home. Some of that money has GOTTA be outta the feds and the state...because no way can they do it on their own - since this hospital has been having financial issues anyway and some patients are going to the Hudson area due to THEIR huge expansion and (most say) better doctors.. We're all just scratchin' our heads here wondering why in the heck we seem to "need" a new/bigger hospital..

None of this makes any difference. Single payer is eventually coming. Thanks to all you stupid Americans - the Liar.

Remember how it was a good thing that parents could keep their kids on their policy until age 26? Pretty useless benefit, if you ask me. I have a friend who lives in a rural area in northwest PA. His daughter works at a job in Philadelphia (southeast PA) that does not provide health insurance. So she is on her parents' insurance, and her parents live 6 hours, 330 miles away.

When she needs medical services, she has to travel that distance to stay in the network of her parents' policy. Whether by car or by airplane, it's a major time commitment and a significant extra expense.

This network thing was one of the main things a national healthcare plan should have addressed. But no. Your "national" health care policy covers you only in a limited geographic area. Everything thought, "Hey, covering your kids up to age 26 -- that's a good thing." Not so much when you realize what it means. And my friend can't be unique. How many people, between finishing college and age 26 live in the same geographic area as their parents? A good many don't.

Thanks, 0bama.

Steve.

I signed my family up last year for a better policy than the one we had through blue cross. We received no subsidies, but being self-insured, we did get a much better deal though the exchange. This year our premium will go up about $110 if we stick with the same plane. This is approximately a 9-10% increase. For as long as my wife and I can remember we were getting hit with 15-20% before that.

lost the HMO plan because of O'Care

if you add in deductible that I have to meet along with the increases from past 2 years in monthly premium that I am responsible for then yea, its doubled on me.

What I am pissed most about is I am financially incentivised, as long as I am reasonably healthy, to not get regular checkups/follow ups and to wait until I or someone I love is seriously sick so that we'll have to meet the deductible and have decent insurance coverage after that - kind of a "get it while you can" situation where you hope its in February so you get good health care coverage the rest of the year.

I know that doesn't make sense but if you have a high dollar deductible - regardless of what health insurance Obamacare mandates you get as part of the insurance policy - you are still paying for it out of your own pocket year after year.

All Obamacare is -for those of us that work - is converting what used to be good insurance into the catastrophic plans that college gets used to pick up on the cheap.

Honestly, I'm not sure why people aren't in Washington with torches and pitchforks pissed about this thing.

I will lose my insurance when the "Caddilac tax" goes into effect. Neither myself or my employer can afford the tax. $50.00 a week for the employee portion and $150.00 per week per employee for the company. That is just the tax .

Ernie

The company that I work for offered a "wellness" program. It pays for check ups and screenings, but no treatments. So in our opinion it really isnt insurance.

So my wife carries the family plan for our household. Last week she listened to a web-n-nar as she called it. It claimed that if you don't also take your spouses plan you can be accessed a 50 dollar fee, I didn't ask if it was a one time thing or monthly.

She said she talk to a co-worker that has been paying the "fee" sence last year.