Why take an RMD if you don't have to and pay tax on it?
If you want out of the Market you can easily move money out of stocks into cash or bonds WITHIN you tax free account. No Tax consequences.
I believe that you do have to take it from 2020 in this year, 2021.
If we can possibly not have to take it this year for 2020 then we should be able to return to our accounts as was done last year.
If you know any specifics about NOT having to take the 2020 RMD in this calendar year please do inform us.
