My current bank will let me refi w/ no appraisal fee or closing costs for 10yr at 2.89% or 20yr @ 3.34%. The 20yr option is the longest term for this type of loan. Are there better deals out there and, if so, where? Our credit score is in the low 800s....
I'd find a new bank. I'm refi'ing now for 2.78 at 20yrs.
