99% of the time, I contact the seller BEFORE I bid and ask if they will accept a personal check and up front tell them I am perfectly willing to wait for the check to clear. People here that know me trust me. I do not like giving a 3rd party my account information BUT have done so when there is no other way. I have bought 7 guns from gunbroker and 1 from guns international. ALL others have been face to face.