https://www.go2marine.com/Kachemak-290-Aluminum-Deck-Inflatable-Boat-9-5

I use this with a 6hp suzuki. During the fishing season it lives on my skiff rack. It's reasonably rugged without being too burly. It gets on step with me, Jr, and minimal gear, but not with a load.

It handles chop and swell relatively well. It floats and goes while mostly full of water...I carry a 2.5 gallon bucket now; Nalgene bottles don't move water fast enough...

If you are going to be dumb - you've got to be tuff.