I had it for a couple of years before Medicare kicked in. Wife is on it currently. We've not had any major health issues so haven't really put Medi-share to the test. There are several different deductibles available. It is somewhat of a hassle with the doctor's offices, as few of them are familiar and know how to deal with it. We go through the self-pay process which means we get a significant discount on services from the health care providers, which helps defrays our "share cost".
